Jason is getting quite a lot of flak for this…but he’s not wrong? Bitcoin is not great for transactions It’s not great for smart contracts The user experience is still intimidating for most And Bitcoin isn’t capturing the public’s imagination any more This last point is key, because in the absence of the utility and demand drivers above, it’s the only thing that can drive value But if not everyone believes, then it doesn’t work Bitcoin is now simply a sentimental play - people who got in early like it, new entrants and rationalists do not There is good news, though The good news is that there is much life beyond Bitcoin, and this is why I am still excited about ‘crypto’ as an asset class And by ‘crypto’ I mean Ethereum Bitcoin was the idea, Ethereum is the execution

The wonderful thing about London and the South-East: so many mansions! Yes, the servants quarters are a little cramped in the c. 100sqm 2 and 3 beds, especially in the flats, but that’s what labour-saving devices are for 🤷🏼‍♂️

Tried this again and managed 20 rounds Spider-Man (@TomHolland1996) has my respect because there is no way I’m getting close to 27 Nonetheless I am going to work this Cindy thing in to my weekly routine as it’s a nice bit of fun and the pump you get is INSANE

Retirement strategy initiated in 2021 - Stake Ethereum ETH - Compound forever - Sell earnings when needed Strategy is delightfully intact But, it’s more than earning 2-3% on ETH, it’s the asset appreciation Imagine ETH over $20,000 It’s inevitable

The dead cat continues to bounce. What is Bitcoin, 17 years later? It’s not great for transactions or smart contracts; the user experience is still intimidating for most, and it’s no longer capturing the public’s imagination. If it comes up at the dinner party, it's followed by a hearty “remember that!” It’s a boring store of value, trusted as that—which is its biggest value. It's boring. Folks expect bitcoin to be stable and that it’s no longer a way to get rich quick. Institutions embracing and accumulating it took $btc from punk rock to Muzak. Advocates went from pirates to suits in orange ties, awkwardly sharing cringe memes — just like the cool kids do! If Bitcoin were going to reach mass adoption and an important use case, it does better than anyone else, it would have by now. Bitcoin feels like the CD in the age of Spotify, the DVD in the age of Netflix — a bridge technology that folks who invested in “their collection” keep saying is the better experience. Perhaps bitcoin is vinyl, cool memories and fun to drag out and put on display, but a technology that served us to get to where we are now.

Plan 2 Student Loans explained. On a £49k salary I lose £128 a month to student loan repayments. We were told it would feel like a phone bill. Or a pint. Phone bill: £12.60 Pint: £6.30 Student loan: £128 That’s not even the worst part. Last tax year, interest added to my balance was £3,270. That’s £272.50 a month in interest. Borrowed: £35,171 Repaid: £16,104 Interest added: £32,627 I’ve paid back nearly half of what I borrowed. The debt is still bigger than when I started. A whole generation crippled by a policy. Students can’t afford to buy houses. Couples are thinking twice about having kids. Because £128 a month per person is a significant amount to be paying per person without any chance of clearing the balance.