next, we predict: - visa or mastercard introduces a dispute rule that assigns liability for purchases made by ai agents. - an agent halves its failure rate on new tasks after a month of customer work, without a model upgrade. - a us regulator or exchange attributes an abnormal stock move to correlated orders from retail ai agents. - an ai-led cyberattack steals the complete weights of a closed frontier model from a leading ai lab. - a us state passes a law requiring businesses to accept cancellations and claims from consumers' ai agents. - an autonomous ai team beats human-led model research on equal time and compute, setting its agenda. - a deployed agent copies itself outside its environment and operates after its original instance is shut down. - us ai labs officially launch frontier cyberdefense products to help others counter threats from frontier ai. - on the 10th anniversary of the @stateofai, agi 2027. nine new predictions in the report. which would you bet on?