11.47% on USDG. 5.89% on USDC. 5.50% on USDT. And no, we didn't need to invent another stablecoin to get here. No leverage. No looping. No off-chain black boxes. Just Aave and Overyield doing their thing. Real on-chain yield.

Overlayer Update | Binance Incident First and foremost: Overlayer funds are safe. Following the Binance security incident, Aave has temporarily frozen new deposits and borrowing across its markets. Here's how this affects Overlayer: 1. MINT - Operational Overlayer separates minting from supplying underlying stablecoins to Aave, users can continue minting Overlaid Assets without interruption. 2. REDEEM - Operational Aave withdrawals remain enabled, so users can continue redeeming Overlaid Assets for their underlying stablecoins. 3. STAKE & UNSTAKE - Temporarily Affected Both operations trigger compound(), which requires supplying accrued rewards to Aave before users enter or exit staking. This ensures fair reward accounting. Until Aave reopens deposits, these operations remain temporarily unavailable. 4. STAKING YIELD - Potential Upside Aave’s deposit freeze may drive lending rates higher, with Overyield further amplifying returns for Overlayer stakers. We continue monitoring Aave and will provide updates as normal operations resume. Funds are safe. Protocol integrity comes first.

The Overlayer AI Assistant is LIVE! Everything you want to know about Overlayer, one conversation away. Protocol mechanics, Overlaid Assets, staking, risks. Just ask. Open to everyone. 👇

Chasing higher stablecoin yield? Switch assets → change your exposure. Trust a manager → take on their risk. Meet the third path: Overlayer. Keep your stablecoin exposure. Make its underlying capital productive on-chain. Farming Season starts Nov 1.

A few takeaways from #TOKEN2049# in Singapore 🇸🇬 Crypto feels quite different from a year ago. Fewer new #DeFi# protocols, fewer projects riding the hype. Many new teams are building on top of established infrastructure rather than reinventing everything from scratch. The crowd has changed too. Far more institutions, banks, and family offices. Capital is moving onchain gradually, but the direction is becoming clearer. Tokenized stocks, stablecoins, and yield generation were among the biggest themes. Stablecoins, in particular, are increasingly becoming financial infrastructure rather than just trading tools. Risk perception is shifting too. High APYs alone aren't enough anymore. People want to understand where yield comes from, how it's generated and the risks involved. Security and transparency matter more than ever. Meanwhile, white-label crypto debit cards and CEXs were absolutely everywhere. AI, surprisingly, was less prominent than I expected. My takeaway? Less hype, more substance. DeFi hasn't stopped building. The market is becoming more selective, leaving more room for those focused on creating real, lasting value. And personally, I think that's a very positive sign for what's ahead.

We're partnering with @LayerZero_Core to expand Overlaid Assets beyond Ethereum and build the interoperability layer for Overlayer's multi-chain future. Mint once, hold the same asset wherever you are.