Your most likely outcome as a founder is $0 on your equity.
But you develop a lot of very valuable experience and relationships (human capital, social capital).
In the Bay Area, you also get credit for your “failure” and can get a more senior role than you might have before being a founder.
our entire banking system relies on ppl being lazy / busy.
too busy to get the best rate on their deposits.
too busy to get the best rate on their insurance.
too busy to refinance their mortgage.
The lists goes on.
agents on the other hand...