Every CFO I speak with is thinking about AI. The harder question isn’t whether to adopt it, it’s how to ensure confidence and clarity of AI within critical financial operations. That question is especially important in treasury, where governance, explainability, and human accountability aren’t optional. That’s why we’ve taken a different approach with GSmart, which we’re expanding today at Ripple Treasury. Instead of building AI alongside treasury, we’re building intelligence into the way treasury already works: grounded in an organization’s policies, data, and workflows, with deterministic financial logic and people remaining in control of financial decisions. We describe this as Treasury-Native AI". GSmart AI capabilities are already in production with our enterprise customers, and today’s expansion is another step toward what we believe the Office of the CFO needs next: technology that doesn’t just help teams understand their cash, but helps them act on it, with clarity. More on today's news on treasury-native AI here: