it should surprise absolutely no one that
@jpmorgan is blocking AI agents like
@instinct +
@Muse from operating accounts
agents can still READ accounts via
@Plaid (which now pays JPM for that access), they just can’t move money
meanwhile JPM is piloting its own agent (Smart Cash) that moves funds to maximize yield
agents that keep deposits at Chase + move bw products = cool. agents that move them out = risky + liability issue