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Tempo
@tempo
Move money at internet speed.
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Meet the Tempo team in San Diego 11/18 - 11/20 for @FintechNerdCon. We'll also be at the @StripeCrypto happy hour next Thursday. If you'd like to request a meeting with our team during Fintech NerdCon you can sign up here:
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Stripe Crypto is heading to @FintechNerdCon next week. Join us for conversations on stablecoin payments, agentic finance, and more. We will also be hosting a happy hour with @privy_io, @Stablecoin, and @tempo. Details below.
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AmphoraDB is a serverless Postgres database that agents can set up and pay for on their own. Creating one costs $0.01 and queries are paid on Tempo through @MPP sessions. No subscription or API key needed when using @BoundlessHQ:
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This Friday, we run an experiment at Boundless. Announcing AmphoraDB: Serverless databases for agent swarms. No signup. No API key. Your wallet is the login. Paid per statement in stablecoins with MPP sessions on Tempo. Live on mainnet, now! 🧵
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This Friday, we run an experiment at Boundless. Announcing AmphoraDB: Serverless databases for agent swarms. No signup. No API key. Your wallet is the login. Paid per statement in stablecoins with MPP sessions on Tempo. Live on mainnet, now! 🧵
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Startups shouldn't have to maintain a separate multisig to secure company money. With Tempo's next upgrade, configurable accounts let teams require multiple approvers and update who can sign as the team changes. It's all built into the account itself. Learn more:
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Tempo's next upgrade is the one I'm the most excited by so far, as it makes me feel high trust in storing 10-100x more dollars in the system than before. Video below. TL;DR - Configurable Accounts: 1. Post-quantum future proofing. We haven't decided on what PQ signer we want, but this does the most important groundwork. 2. Native multisignatures. No explanation needed. Need to store more dollars in an account? Require multi factor authentication. Were these possible before? Yes, of course. Were they ever as seamless to use, and too cheap to even think about "Should I use this"? No. Configurable accounts will be the default accounts in Tempo. I think it's gonna be the standard in every blockchain. For my Ethereum friends, we are approaching the finish line on what I'd consider "Pragmatic Native Account Abstraction". We have one last part of the puzzle, "Attestable Accounts", but more on that in the coming weeks. T14 - Configurable Accounts - Mainnet December 1st
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Tempo's next upgrade is the one I'm the most excited by so far, as it makes me feel high trust in storing 10-100x more dollars in the system than before. Video below. TL;DR - Configurable Accounts: 1. Post-quantum future proofing. We haven't decided on what PQ signer we want, but this does the most important groundwork. 2. Native multisignatures. No explanation needed. Need to store more dollars in an account? Require multi factor authentication. Were these possible before? Yes, of course. Were they ever as seamless to use, and too cheap to even think about "Should I use this"? No. Configurable accounts will be the default accounts in Tempo. I think it's gonna be the standard in every blockchain. For my Ethereum friends, we are approaching the finish line on what I'd consider "Pragmatic Native Account Abstraction". We have one last part of the puzzle, "Attestable Accounts", but more on that in the coming weeks. T14 - Configurable Accounts - Mainnet December 1st
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Intelligence for agents running their own budgets, available at a moment’s notice. This is what we are building on @tempo. Shoutout to @gakonst (CTO, @paradigm) & @emilianobonassi (CTO, Boundless) for leading the way for everyone 🐐
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I | Introducing expanded identity primitives for MPP - supporting any identity protocol for machine payments
Payments alone don't tell a service who is calling. With @MPP, paid routes can check identity before showing a price. Services can keep bad actors out and charge less to callers who prove more about themselves, using MPP's built-in verifiers or their existing identity provider:
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I | Introducing expanded identity primitives for MPP - supporting any identity protocol for machine payments
Sending money between existing users should cost less than bringing a new user onchain. Tempo researcher @dankrad developed a way to decouple compute and storage pricing, so transaction costs reflect the work involved. Hear from our CTO @gakonst on how it works:
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We're bringing tokenized private credit to Reah Treasury with PRIME by @HastraFi. Built with @ground_onchain on @tempo, the vault gives eligible Reah customers exposure to US real estate-backed lending via the Prime marketplace from @Figure. Learn more:
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For banks, helping clients earn on surplus cash has traditionally meant working around fund cutoffs and banking hours. Money that arrives and leaves the same day can miss out on yield. Tokenized money market funds expand what banks can offer. Some accrue yield throughout the day, and clients can pledge shares as collateral while continuing to earn. With pre-funded liquidity, banks can swap fund shares back into stablecoins outside banking hours. Clients get more flexibility over their cash, while banks earn custody and distribution fees and keep more of the client’s payment activity.
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Stablecoins are lighter weight for agents. Giving an agent a balance with a spending limit makes it easy to manage expenses or purchase items when the payments are instant and 24/7. From @sytaylor on @stable_takes with @dwr:
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Agents can pay for compute across repeated requests without a separate payment each time. With MPP sessions on Tempo, an agent deposits funds and pays from that balance as it works. Closing the session returns any unspent funds. You can try it today on @e2b:
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Your agents can now pay for E2B sandboxes with stablecoins on @tempo wallet. The agent never holds the wallet’s key, and you can see every payment it makes. In the demo, an agent pays for its own E2B sandbox and uses it as a remote machine. Try it: and get 5% off as part of the launch. Shoutout to @privy_io for powering the wallet E2B uses to receive stablecoin payments.
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Introducing Credit on Tempo Businesses can connect with a broader market of lenders to fund their operations and the loans they offer customers. Draws and repayments settle in stablecoins in under a second, 24/7, so you borrow when you need funds and repay as cash arrives.
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For banks, moving onchain has always meant choosing between public and private networks. They'd have to give up control on one or sacrifice liquidity and interoperability on another. Tempo Zones ends that trade-off. Institutions can issue deposits on a private ledger they control that sits on top of Tempo’s mainnet liquidity. Within its Zone, a bank operates a performant, enterprise-grade chain running Tempo’s software. Beyond its Zone, the bank maintains low-latency access to the public liquidity and interbank workflows that live on Tempo mainnet.
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ARQ processes more than $10 billion in annualized payment volume for over 2 million customers across Latin America. Now ARQ is expanding beyond cross-border payments and launching its stablecoin USDs exclusively on Tempo. Hear from @arq_finance co-founder and CPO Zach Garman:
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TODAY: @onepay customers can now deposit stablecoins and spend them as dollars from the same checking account with @tempo Earlier this month, Tempo CBO @dwr shared why this matters: "A lot of the micropayments on the internet, pay to access an article, they didn't work because consumers are creatures of habit, and they basically only use cards."
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OnePay, the consumer fintech trusted by millions of Americans, is bringing stablecoins into everyday banking on Tempo. Starting today @onepay is rolling out stablecoin deposits so customers can spend them as dollars. This is just part of OnePay's broader partnership with Tempo.
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People need to spend stablecoin balances over traditional rails first. Then stablecoin-to-stablecoin transactions will come naturally. @dwr on using Visa and Mastercard’s broad acceptance to get people spending those balances, before more payments flow directly to merchants From @stable_takes with @sytaylor:
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Stable Takes is back with Episode 5. Join @dwr and @sytaylor for the top stories this week in stablecoins: • Agent wallets and spending limits • Stripe Link and stablecoin balances • Stablecoin security, freezes and recovery • The Commanding Heights: AI and global dollars
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The world will see more soon 😁 Cooking with the team at @tempo to make money better for everyone!
Excited for Tempo to power stablecoins for OnePay.