Terry Angelos
@terryangelos
Prompting the future of Fintech with @vgs @bvnk. Previously co-founder & CEO @TrialPay, SVP Fintech & Crypto @Visa, CEO @Drivewealth. Effective iteration.
1.5K Following 6.2K Followers
Wallet Wars: Agents need payment credentials as they become the new UX for $7T in ecommerce. Enter the Wallet Wars and why the AOL-era of agentic commerce will give way to open standards.
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Shopping on Instinct will be a great experience once payments work better.
Last night, my Instinct agent tried & failed to purchase a bike helmet
- The merchant used ShopPay which recognized my email and needed confirmation before proceeding
- agent was stuck in a loop and didn’t know how to ask for verification
- The agent vault also stored my CVV against card-network rules
The right way to do this would be for Instinct to use an agentic token from Visa or perhaps to “connect to ShopPay” and have Shopify authorize the transaction.
Will be fascinating to see this unfold.
cc: @illscience @sytaylor
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