WELLS FARGO $WFC Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $21.9B (Est. $22.3B) 🔴; +2% YoY 🔹 EPS: $1.87 (Est. $1.85) 🟢; +13% YoY 🔹 Net Interest Income: $12.52B (Est. $12.63B) 🔴 🔹 Noninterest Income: $9.35B (Est. $9.59B) 🔴 Segment Revenue: 🔹 Consumer Banking & Lending: $10.66B; +5% YoY 🔹 Commercial Banking: $3.24B; +6% YoY 🔹 Corp & Investment Banking: $5.01B; +3% YoY 🔹 Wealth & Investment Mgmt: $4.10B; +12% YoY CIB Banking & Markets: 🔹 Investment Banking: $611M; +10% YoY 🔹 FICC: $1.26B; -7% YoY 🔹 Equities: $543M; +21% YoY 🔹 Total Markets: $1.84B; -1% YoY Other Q3 Metrics: 🔹 Avg Loans: $1.03T; +11% YoY 🔹 Avg Deposits: $1.48T; +11% YoY 🔹 Provision for Credit Losses: $1.03B 🔹 CET1 Ratio: 10.0% (Est. 10.1%) 🔴 🔹 ROE: 13.8% (Est. 13.4%) 🟢 🔹 ROTCE: 16.3% 🔹 Net Income: $5.95B; +6% YoY 🔹 Net Loan Charge-offs: $983M 🔹 Efficiency Ratio: 63% 🔹 Net Interest Margin: 2.43% 🔹 Client Assets: $2.74T; +11% YoY Capital Return: 🔹 Repurchases: $2.5B (28.6M shares) Comments: 🔸 “While economic uncertainty exists and consumer sentiment remains mixed, our data shows that our consumer and business customers are doing well.”