TRAVELERS $TRV Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $12.41B; flat YoY 🔹 Adj. EPS: $9.18 (Est. $7.27) 🟢; +13% YoY 🔹 Net Written Premiums: $11.48B (Est. $11.38B) 🟢 🔹 Combined Ratio: 86.8%; -0.5 pts YoY 🔹 Core ROE: 22.1%; -0.5 pts YoY Segment Net Written Premiums: 🔹 Business Insurance: $5.87B; +3% YoY 🔹 Bond & Specialty: $1.21B; +12% YoY 🔹 Personal Insurance: $4.40B; -7% YoY Other Q3 Metrics: 🔹 Underlying Combined Ratio: 84.1%; +0.2 pts YoY 🔹 Net Investment Income: $908M; +6% YoY 🔹 Core Pre-Tax Income: $2.40B (Est. $1.87B) 🟢 🔹 Core Income: $1.95B; +4% YoY 🔹 GAAP EPS: $9.04; +10% YoY Capital Return: 🔹 Total Capital Returned: $1.77B 🔹 Buybacks: $1.51B 🔹 Dividend: $1.25/share Comments: 🔸 “Our high-quality investment portfolio generated after-tax net investment income of $908 million, an increase of 7%.”