Why does a small crypto purchase ask for less information than a large one? Because the check runs per transaction, not per person. Amount, payment method and country all change what's needed. You're asked for more only when the purchase needs it:

Change the method, not the order. A declined card shouldn’t mean a lost order. With Banxa, buyers can switch payment method and carry on where they left off. One order, one record, no restart.

Introducing Payment Method Switch 🔥 Your choice of payment right up to the end. Started with card, rather use @applepay? Switch payment methods and keep the same order. Read more:

"Headless checkout" gets used a lot without much explanation. Here's what it means. Two ways to build a payment screen: ➡️ Hosted: The provider builds the screen. You get redirected to it, or it loads in a frame. Either way it's theirs. ➡️ Headless: The app builds its own screen and the provider runs underneath, through an API the user never sees. The dividing line is who owns the interface. Why that matters to the person paying: you stay in the app you chose, at the moment you're most likely to hesitate. You're not asked to trust an unfamiliar logo while your card details are on screen. Who's responsible doesn't change. Where the rules require it, the licensed company is still named at the point of payment. Banxa has been underneath this market for 12 years, across 400+ integrations. Read more about what we are building:

@BanxaOfficial has been shipping a lot lately but talks about it way too little. Here’s what we shipped last week: → Payment method switching in hosted checkout → Automatic fulfilment retries for smoother crypto delivery → Apple Pay now testable in sandbox → Smarter compliance screening, smoother user experience → Faster checkout after KYC And we’re just getting started. Working closely with our intern to share more through Q4. Stay tuned. 🧑‍🍳

A user in Hong Kong, a user in Lisbon and a user in Paris all tap 'Buy'. They pay in three currencies and are covered by three sets of rules. The experience is the same for all of them. Banxa makes borders invisible:

Integrating Banxa? 1️⃣ Hosted Checkout: an API call returns a checkout URL. The customer is redirected, or it loads in an iFrame. 2️⃣ Banxa Native: no checkout URL. Partners build every screen, and eligibility is checked before payment starts. More here:

A stablecoin holds a steady value, usually pegged to the dollar. Not all hold it the same way. ➡️ Some are backed by reserves the issuer holds. ➡️ Some by crypto locked up as collateral. ➡️ Some by nothing but supply rules. The backing is the whole difference: