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Block Investor Relations
@BlockIR
The official account of @Blocks Investor Relations.
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Ideal Nutrition, the Florida-based healthy prepared meal concept, has renewed and expanded its partnership with @Square to scale its national franchise footprint across 17 locations. - Square POS + Square Register + Square Handheld across all retail locations - Square for Franchises for centralized visibility across corporate and franchisee locations - Square Payroll, Shifts, Loyalty + Marketing for end-to-end operations Learn more:
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On The Block #7#: a closer look into our credit and underwriting strategy with @emcross23 and Juan Hernandez:
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Tomorrow, tune in to On the Block #7#, featuring Juan Hernandez, Head of Credit Underwriting at Block, in conversation with @emcross23. Stream at 12pm PT / 3pm ET:
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Tomorrow, tune in to On the Block #7#, featuring Juan Hernandez, Head of Credit Underwriting at Block, in conversation with @emcross23. Stream at 12pm PT / 3pm ET:
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Great to catch up with @BrianSozzi and @YahooFinance at @GoldmanSachs Communacopia. We unpacked our recent momentum and how AI is leading to faster execution across @Blocks. Conversation here:
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“The opportunity to expose these people to Cash App with a true value proposition, where you can spend Local Cash, you can earn, and then spend that Local Cash at a local Square seller, is incredible from an actives growth perspective for Cash App.” @AmritaAhuja joined Goldman Sachs' 2026 Communacopia + Technology Conference to discuss how Block is creating more connections across its ecosystem, including through Neighborhoods. More from the conversation here:
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One less tap, one less trip, one less ticket to shuffle during service. 13 new features start going live next week: → Add items from an updated checkout grid that keeps the cart in view → Pick the fields that print on a barcode label and lay them out how you want → Let guests open a tab from the table QR code and settle up once at the end → Drag a kitchen ticket to the front of the line when it needs to cook first → Refund a card when the original sale was never on Square (a returned deposit, say) Check out all of our newest tools and features here:
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We built the Block IR Bot to help investors find source material, get answers to common questions, and search filings more efficiently. Junina Furigay, Investor Relations Manager at Block, shared with @IR_Impact on our approach to giving time back to investors to free up more time for direct conversations with our team:
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The way people earn money is changing. 70% of @CashApp monthly actives earn income beyond a traditional paycheck. Cash App is piloting a new experience that helps eligible sole proprietors accept and track payments through their personal account, with no fees on eligible payments. Learn more:
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Whit's Frozen Custard, a national QSR franchise, has selected Square as its commerce platform to support 100 locations nationwide. - Square for Restaurants + Square for Franchises - Square Register + Square KDS across locations - Drive-thru capabilities and partner integrations for loyalty and online ordering coming soon - An estimated $2,000 in annual savings per franchisee location across software and processing costs Learn more:
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🗓️ September 15 at 12pm PT / 3pm ET On The Block #7# with Juan Hernandez, Head of Credit & Underwriting at Block. Juan leads credit strategy, automation, and portfolio risk across Block's consumer lending products. In this conversation, Juan will discuss Block's credit and underwriting strategy, how we balance expanding access with responsible risk management, and how our systems are becoming more intelligent and real time to better serve sellers and consumers. Hosted by @emcross23. Stream here:
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Becoming a bank was rare when Square Financial Services (SFS) began operations in 2021. Since then, we’ve funded billions in loans to small businesses. Richard Rosenthal, SFS CEO, joined NPR to share what it took to receive regulatory approval and how we‘re expanding access to capital across our ecosystem. Full interview here:
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Block announced that it has submitted an application to the OCC to establish Builders Bank & Trust, N.A., an uninsured national trust bank. If approved, Builders Bank would operate as a federally regulated national trust bank under OCC supervision and would provide custody and related fiduciary services, including for bitcoin and stablecoins.
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Neighborhoods continues to expand. @owenbjennings spoke with American Banker about how we're bringing more Square sellers and Cash App customers closer, and the opportunity to scale:
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We’ve seen a lot of engagement in Buzz and Berd. Two platforms on how intelligence is changing the way teams across Block collaborate, build, and ship. In a special edition of On The Block, our Head of IR, @emcross23, sits down with the engineers and designers who brought both concepts to life: - @bradleyaxen, AI Lead, Buzz Block - @morganmartn, Design Lead, Block - @tlongwell_bzz, Lead Engineer, Buzz - @wesbillman, AI Tech Lead and co-creator of Buzz See live demos and learn about the product and technical decisions behind platforms, and why open source matters:
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One ticket, easier scans, faster invoice tips. 10 new features start going live next week: → Send one kitchen ticket even when guests pay separately, so the line stays clear → Turn an Android camera into a barcode scanner with a press of the volume key → Add preset tip buttons when customers pay invoices online → Color-code modifier tiles on Square Point of Sale for faster reads during a rush → Catch an unrecognized scale or scanner-scale with an error and steps to fix it See everything in this week's release notes:
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Cascadia Pizza Co. has returned to @Square as its unified commerce platform. This return consolidates its entire operations across five states, covering corporate restaurants, franchise locations, food trucks, and event catering. The Square stack: - Square for Restaurants + Square Franchise Suite for centralized visibility - Square Register, Handheld, Stand + KDS across every operating format - Square Shifts Plus for team management - Square Loyalty, Gift Cards + Marketing for guest engagement Read more:
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Understanding money on both sides of the counter is a signal unique to Block. Neighborhoods is our local commerce experience connecting Square sellers with Cash App customers. Since June, the network has scaled 10x to 30,000 more sellers in the network. How it works: Neighborhoods is built around an organic growth loop: more participating Square sellers drive more local discovery in Cash App, which can lead to more customers following businesses, returning for repeat visits, and creating more value for sellers. For customers, Local Cash makes local commerce more rewarding: they can earn 10% of their order subtotal, up to $10 per order, on qualifying purchases with participating sellers, then redeem it on a future visit. How it connects both sides of the counter: For sellers, Neighborhoods is integrated into their existing Square Point of Sale, giving local businesses a way to encourage repeat visits without a standalone loyalty app. During an initial period, Cash App funds Local Cash, giving sellers a no-cost way to reward customers. Once a customer follows a business on Neighborhoods, the seller can also reach them directly with marketing campaigns in Cash App. How it's going: The network is growing. As of June 2026, Neighborhoods scaled to sellers representing $1B in annualized GPV, up more than 220% from March 2026. In June, Neighborhoods also became available on additional Square hardware, including Square Terminal, more than doubling the number of eligible sellers. Follower spend also counts. Spend from followers reached 10% of seller GPV on average after three quarters on Neighborhoods. What's next: We're ramping up auto-enablement across the country and testing ways to build density in local markets, including pairing seller activation with dedicated account management. Follow as we scale the neighborhood:
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Our Global Head of Product at Square, @willemaw, joined The Product Podcast to discuss how AI is influencing Square’s approach to product development and how sellers run their businesses. Listen here:
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"It's very easy for platform teams to fall into a one size fits none when they're building software." - Willem Avé Willem Avé, Global Head of Product at @Square, on the Square org: audiences, platform, growth, money. Platform owns product services too, on purpose. Full episode in the comments.
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