This is a harsh reality, but I disagree on this take
Yes we're in a K-shaped economy
Yes gamblification works
But to truly win in consumer finance, you need to have the best intention for the client at the heart of everything
'Gamblification' in the short term may win, but there's numerous examples of it not working long term
2016's --> Sneaker reselling
2018's --> Crypto ICO offerings
2020's --> AMC/GME meme trading
2022's --> NFT's
2024's --> Solana style meme trading
2026's --> TBD (Maybe Pokemon cards, rip-it style stuff)
Anyone can build a gambling consumer product and blow up (probably illegally) overnight because of the way social media works
You make fake promises, you fake returns, and obviously people will download your app
But to build a true Consumer Finance winner like
@vladtenev with
@RobinhoodApp or
@leifthunder with
@public , you need to built for the longevity of the customer
It's a bummer, but I wish more people strived to build the next JP Morgan vs the next slot machine
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It's actually incredible how the Inverse Cramer strategy has worked so well
“Retail can't outperform hedge funds” is one of the biggest myths in investing
You and I can buy great companies down 25% & wait 5 years
HF's have investors, performance targets & risk managers breathing down their necks
It's really never been a better time to be a retail investor
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And just like that Autopilot has its first investor who's earned $2,000,000 in fees after launching his flagship portfolio
> passionate investor managing own portfolio
> shares his stock picks publicly for free
> writes up conviction behind each investment for research
> thinks about monetizing his picks via Substack
> never does because of the upkeep + churn
*Discovers Autopilot
> realizes he can monetize the portfolio he's managing
> realizes he doesn't have to do any extra work
> realizes investors can connect their accounts and invest alongside automatically
> realizes he can charge a yearly fee for his trades
And now he's made $2,000,000 & changed his life forever
The next Bill Ackman is somewhere on Main Street waiting to be discovered, our whole goal is simply to find them
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Yesterday the Senate blocked a bill to ban congressional stock trading
The vote was 53–47, but under Senate rules, it needed 60 votes to advance
Every Democrat and every Independent voted 'No'. Why?
1) Republicans added on a voter ID requirement to the bill which they all opposed
2) Dem's don't think the ban goes far enough
Keeping politics aside, at the end of the day, what results is the every day American still not getting what they want which is simply a ban on the trading.
It doesn't have to be this complicated
Went on
@NewsNation with
@KatiePavlichNN to share
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Yesterday the Senate blocked a bill to ban congressional stock trading
Because the Kill Pill worked
Since we run
@PelosiTracker and have $500M trading alongside Congress via Autopilot
Here's what happened
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After running the Pelosi Stock Tracker for years, the biggest misconception I always hear is "but what about the delays?"
I am once again saying they don't matter that much
Nancy Pelosi disclosed this trade on 8/24
If you invested $100,000 the day it became public, you'd now have $145,000
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After running the Pelosi Stock Tracker for years, something that's become ironically true is we're all probably way overthinking what stocks to buy
Trump's Intel trade is a perfect example
Back on 8/22/25, Trump's Admin publicly took a stake in Intel when it was $24/share
Any one of us could have gone and invested the exact same day, but most of us didn't
Since then Intel's gone pretty much straight up & is now $120/share
That's a 390% gain from simply mirroring the exact same buy the White House did
If you invested $100,000 the day that trade became public, you'd now have $490,000
The alpha for retail is always around, it's more so on us to not overthink it or get distracted
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To my knowledge, Dr. Lira's Claude Portfolio is now the largest public investment strategy where every trade is generated by AI
The man earned his PhD from Wharton and is currently a Finance Professor at U of Florida
> Launched portfolio on March 3rd
> Invested $50,000 of his own money
> Portfolio started crushing
> 55+ individual trades
> Claude's up 26.3% vs. $SPY up 11.4%
7,700+ investors have connected their own brokerages to invest over $50,000,000 alongside Dr. Lira
in the past, it'd be impossible to access someone like Dr. Lira for his expertise
not anymore
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One of the more interesting things happening on Autopilot rn is Leopold Aschenbrenner's hedge fund nearly blew up
Yet his tracker still has $26,000,000 of retail capital trading alongside it
And it's still up 68% since inception
It seems retail investors want access to Leopold's ideas, not necessarily his risk structure
So even as Leopold plays around with leverage, retail can still tap into his expertise by simply owning the underlying stocks
Same thesis, very different risk
Ultimately both are making the same bet: stocks go up
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Petty crazy to think a years ago $200K AUM for a portfolio on Autopilot felt pretty big
Now that's a single deposit from one investor
> Portfolio run by
@michaelsikand
> $17.4M AUM
> 2,880 subscribers
> +86% YTD performance
Come a long way but still a way's to go
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Earlier this week, Nancy Pelosi disclosed another $13.5M of new stock trades
At the time, 140,000 everyday Americans had $510M invested alongside the Pelosi Tracker Portfolio on Autopilot
In a world where gambling is taking over everything, Its so much better to have that 'risk' be in individual stocks
And the Pelosi Tracker is a perfect example
People treat Autopiloting Pelosi like a meme, but the actual portfolio is pretty fundamental
It's mostly $NVDA, $GOOGL, $AAPL, $CRWD, $INTC
So when Pelosi disclosed her new trades this week, most bought alongside her without having to research or place the trades themselves
People clearly want ways to take risks with their money, and that's not going away anytime soon
But It's so much better to do it by owning stocks vs placing bets
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After running the Pelosi Stock Tracker for 4 years, the question I get most is
"how does $500 million trading alongside Pelosi actually work?"
So here's the answer on how it all works
In 2022 we rebuilt Pelosi's portfolio from her public filings and put it on Autopilot which at the time was a novel idea bc didn't even know politicians could legally trade to begin with
Autopilot itself was our pivot from an earlier app, Iris & is the first platform where you connect your own brokerage and trade alongside another portfolio automatically
Some call it 'copy trading', but it's not. It's a completely new approach to how you decide what individual stocks to buy.
Because "why pick your own stocks, when you could have the Speaker of the House do it for you?" (I love coming up with these slogans lol)
But the way it works is simple
1. Pick an investor (Pelosi, in this case)
2. Connect your brokerage (like a Schwab, Robinhood, Public)
3. Set an allocation
From there, every time she files a new buy, your account buys too
So for example, if you've got a $50k in a Public account & allocate $10k to Pelosi ... any buy Pelosi makes, your $10K will make that same buy automatically
Today, 125,000+ people have connected accounts and allocated over $530 million to mirror her trades, w
Which already is insane because that's more capital than many professional investment funds manage (the irony)
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The more anti Data Center you are on Instagram, the more views you get
The more views you get, the more creators will adopt that narrative
That results in data center perception at all time lows
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Yet another Holy Sh*t moment ...
@joinautopilot was just mentioned on the floor of the house while debating a bill to ban congressional stock trading
"35 members of congress beat the S&P500 last year"
"One of the biggest stock trader wins in this is an app called Autopilot"
"That tracks the trades of Nancy pelosi and her husband"
When we started Autopilot & the Pelosi Tracker, our goal wasn't initially to make people tons of money or build this huge following
It was to expose the hypocrisy of politicians trading by building the first way for retail to trade alongside them
Because what better way to highlight that hypocrisy, than to literally get involved in it.
Now on the app, she alone has 140,000+ everyday Americans investing $ 500M+ alongside her personal stock picks
It's just pretty insane to see how big it's gotten
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After building Autopilot for the past few years something I’ve been surprised about is some of the most popular investors aren't the politicians or well known hedge funds
It's the investors sharing their actual stock picks and doing almost real time investing
For example, there’s an investor named
@peterjwolff who runs his 'Wolff Flagship Fund'. This 'fund' is his own personal stock picks that he updates whenever he sees a new opportunity
That portfolio since launch now has $180,000,000 of capital invested alongside
And trades probably once a month or so
Or take
@michaelsikand 's 'Photonics is next' portfolio. This one is more thematic, but mirrors his general research on where he thinks the world of AI is heading
That portfolio has $21M Autopiloting it while it’s up 65% since inception
And this one updates more sporadically as the volatility in that portfolio is higher
I think these 'near real time' portfolios are so popular honestly because the majority of retail investors that I speak with don’t have the time nor confidence to pick their own investments, so now they’re turning to these investors to do the investing for them
So it turns out it's not purely just 'alpha' that we see retail chasing. It's also active investing because of the reality that the markets more than ever are fluctuating so fast it's hard to keep up
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Investing in stocks solves the gambling epidemic
Something that needs to be talked about more is how men lowkey don't have many ways to create side hustles around their passions.
Women have an entire ecosystem it.
GRWM. Fashion. Beauty. Etsy. DePop. Affiliate marketing. There are proven playbooks.
Men have fewer obvious ones, maybe sports betting or gaming, but that's about it.
I feel like we're entering an era where investing changes that men.
Now platforms like Substack, subscriptions on X, or launching a portfolio on Autopilot are making it possible for men passionate about investing are monetize what they enjoy doing.
Below is a chart comparing the annual earnings of hedge fund managers, creators, and athletes. The economics of investing have always been enormous but the issue is they've just been inaccessible to everyone except professional money managers.
As investing becomes increasingly social and transparent, I think there will be thousands of men will build $20K–$50K/year side businesses around newsletters, paid communities, and investable portfolios.
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Hang this one in the Louvre