THE AVERAGE SOCIAL SECURITY CHECK IS SET TO HIT $2,170 PER MONTH Social Security just set a +3.6% raise for 2027. The average retired worker goes from $2,095 to $2,170 per month. That is $26,040 per year. The capital 4 income ETFs need to match it: 1. $SPYI NEOS S&P 500 High Income ETF: 11.47% distribution rate, $227,110 2. $GPIX Goldman Sachs S&P 500 Premium Income ETF: 8.50% distribution rate, $306,408 3. $DIVO Amplify CWP Enhanced Dividend Income ETF: 4.74% distribution rate, $549,043 4. $SCHD Schwab U.S. Dividend Equity ETF: 3.04% distribution rate, $857,903 The gap between the first and the last is $630,793. Benefit figures: Social Security Administration 2027 COLA fact sheet (estimated average for all retired workers, January 2027). Math: $26,040 divided by the distribution rate. Rate = latest distribution times 12 (monthly payers) or 4 (quarterly payers), divided by the October 27, 2026 close. Distribution rate is not total return.