𝕏 Money has officially launched for all eligible 𝕏 users in the US. An 𝕏 subscription is no longer required to use 𝕏 Money. 𝕏 users with no subscription and Basic subscribers get 4% APY as standard. Those users get 6% APY if you receive at least $1,000 in eligible direct deposits or X Creator payouts within a rolling 34-day period. Other 𝕏 Money perks: • Joint accounts (beta) • Unlimited cashback: Earn 3% cashback on eligible purchases with the X Card. • Free wires • Free ATM withdrawals (reimbursed for out-of-network fees) • Metal 𝕏 Money debit card • Instant payments to users on X: Send, receive, or request money instantly from anyone on the X network. No fees or limits. • Visa's Zero Liability Policy • Early direct deposit: Receive your paycheck up to 2 days before your usual payday when you sign up for direct deposit. Note: APY is not currently available to residents of New York.