Shay Boloor(@StockSavvyShay):Piper Sandler initiates $SOFI at Overweight with a $22 price target and calls current levels an “attractive entry point for long-term investors” as SoFi enters its next leg of growth. The firm models a 22% revenue CAGR and 27% adjusted EBITDA CAGR through 2028 as SoFi pairs a large lending and debt-consolidation opportunity with a broader ecosystem spanning checking savings investing credit cards and insurance. The real flywheel is cross-sell with product growth at 43% outpacing 35% member growth in Q2 as customers add more products which Piper says should lift engagement lifetime value and growth durability.

2026.08.17 13:42

Piper Sandler initiates $SOFI at Overweight with a $22 price target and calls current levels an “attractive entry point for long-term investors” as SoFi enters its next leg of growth. The firm models a 22% revenue CAGR and 27% adjusted EBITDA CAGR through 2028 as SoFi pairs a large lending and debt-consolidation opportunity with a broader ecosystem spanning checking savings investing credit cards and insurance. The real flywheel is cross-sell with product growth at 43% outpacing 35% member growth in Q2 as customers add more products which Piper says should lift engagement lifetime value and growth durability.