If anyone is looking for invite code for muse, use my code. You get a billy tokens and i get some and life will be good !! Redeem within 48 hrs of joining in the settings Code: L3JSDA

Burning through tokens !!! You may ask whats the prompt ?? @Muse “Cant afford Bloomberg terminal, build one for me 🤣🤣” It’s being fun building a investment tracker that fits my use case !! @Musecases

How bullish is the proliferation of AI agents like @muse is for healthcare companies especially insurance companies like $OSCR who are tech first with one single source of truth. You agent just does all the horribly painful work like picking and negotiating the best plan for you especially once the lucie market place is up, filing claims, scheduling appts, follow ups and proactively nudge you to take preventative measures and create goal tracking @mtbert @mariots @JoshuaKushner i hope you guys are actively looking into layer something like this on top of the current user experience ASAP At least connectors to start with !!

I did not know much about $WYFI did some quick check with fav LLM to get started and read this piece by Markos, he does great job in covering all the strategic angles and extracting great value out of this conversation with management across all aspects covering financing, different build strategies etc, great read overall @MarkosAAIG 👏 Great starting point for me to dig further.

My Muse prompt for this morning. Order a birth certificate for my new born and book an appointment to collect it based on my daily schedule @natfriedman @alexandr_wang @bigT_sheesh @finkd you guys have killed it, feel proud to be working at Meta and the best product I have experienced in last 8 years I have been working. $META

Thanks for engaging Chris, what "information asymmetry" are you referring to, every earnings call amazon has been providing same info on their Capex spend and if anyone is paying attention the growth rates were obvious based on the amount of capacity that was coming online. The real delta was change in the script explaining spend at the start of the call and breaking it down further and providing more color on where AWS can head interms of revenue. The part that makes it gambling is binary nature of the bet and outcome, amazon could have stayed flat or dropped after the earnings and could have moved up right on or after your option expiry. I usually try to learn repeatable patterns from successful folks like you, but what you described can't be repeated TBH.

Thanks for engaging Chris, what "information asymmetry" are you referring to, every earnings call amazon has been providing same info on their Capex spend and if anyone is paying attention the growth rates were obvious based on the amount of capacity that was coming online. The real delta was change in the script explaining spend at the start of the call and breaking it down further and providing more color on where AWS can head interms of revenue. The part that makes it gambling is binary nature of the bet and outcome, amazon could have stayed flat or dropped after the earnings and could have moved up right on or after your option expiry. I usually try to learn repeatable patterns from successful folks like you, but what you described can't be repeated TBH.

Chris i respect most of your takes and congrats on the trade and i am giga long amazon. but what you described is pure gambling with weekly expires and leverage, because you work might be right, thesis might be right and if jassys script wasnt right yesterday, amazon would have been down 10% like it always has when the management was not able to explain the capex spend properly.

$OSCR Path to Recovery and Leading Indicators to Watch Ahead As OSCR is closing in on a 52 week high, its been a painful ride so far and the question has always been are finally out of the consolidation phase and out of the subsidy overhang and unexpected market morbidity that messed up the sector in H2 last year. I was trying to reconcile and see see how the path might look like for OSCR for rest of 2026, I want to provide a quick glance on what happened, what OSCR did to navigate this and what are the leading indicators that we can observe to see if we are finally out consolidation and overhang to realize the true value of business and valuation it deserves. 1) What Happened in the Broader Health Insurance Industry (Especially for Oscar) in H2 2025 After the big Medicaid redeterminations wrapped up in 2024, a lot of healthier folks dropped coverage or stayed out of the ACA individual market, while higher-acuity people shifted in from Medicaid. That messed up the risk pools across the industry.For Oscar it hit pretty hard in the back half of the year:Q2 2025 MLR jumped to 91.1% (from 79.0% the year before). Net risk adjustment payable shot up by $316 million. Full-year 2025 MLR came in at 87.4% (vs 81.7% in 2024). Ended up with an operating loss of $396.4 million even though revenue grew to $11.7 billion. Pretty much the whole industry saw higher MLRs and bigger risk adjustment outflows because of the worsening morbidity. 2) What the 2025 Wakely Report Said Wakely’s July 2025 “2025 Individual Market Risk Pool Considerations” (plus the later updates) laid it out clearly. Demographic-normalized relative risk scores rose more than 8% compared to 2023/2024 levels, with jumps as high as 11.6% in non-expansion FFE states. They tied it straight back to the Medicaid redetermination inflows. That report basically confirmed exactly why everyone, including Oscar, was seeing the MLR pressure in the second half of 2025. 3) What $OSCR Did to Navigate It Oscar didn’t just sit there. They resubmitted 2026 rate filings in states covering ~98% of their membership to properly account for the higher market risk scores. They doubled down on disciplined pricing, pushed more affordable Bronze options, leaned on their broker tools and tech platform for retention and acquisition, and kept tight control on utilization and costs. Solid moves that set them up much better heading into 2026. 4) Recent Conference Call: Favorable Early Signs and Waiting on Wakely Management said the market contraction is tracking in line to favorable versus their 20–30% estimate, and claims plus third-party data are showing market morbidity in line to favorable with their pricing. They’re being conservative on risk adjustment accruals (~24% of premiums vs a ~20% full-year target) and specifically mentioned waiting for more Wakely clarity.Q1 2026 results looked strong:Revenue up 53% YoY to about $4.6 billion. MLR improved big-time to 70.5% (490 bps better YoY), helped by pricing, the Bronze/new-member seasonality, and $68 million in favorable prior-period development. 5) Leading indicators to watch for The upcoming 2026 Wakely report on enrollment, payments, and morbidity trends is the big one to watch. If it confirms stable or lighter-than-feared market morbidity, better risk adjustment dynamics, and member mix that lines up with Oscar’s assumptions, it should de-risk the year and open the door to upside. Oscar has reaffirmed full-year 2026 guidance: Revenue $18.7–19.0 billion, MLR 82.4–83.4%, and operating earnings $250–450 million. Tailwinds from continued membership/share gains in a smaller but stabilizing market, already-baked rate increases, normalizing risk adjustment, and SG&A leverage should help drive that. As I compile this post, I was reminded of the below reply from @mtbert to one of the questions around the earnings call, when mark was replying to puzzles which shows, why they are able to navigate this better than what all the analysts could think off. @investingwithac @obfuscated_id @degeninvestor7 @Couch_Investor @TheRonnieVShow @dannycheng2022 @sheslee would love to hear your thoughts as I try out my first shot at long post, hope to keep sharing more !!

Hi @ajassy @satyanadella @sundarpichai these guys have the power that you keep asking for in all the earnings call, ready to be plugged in. @sundarpichai i am sure these guy will not give you a reason to say we didnt grow more because of lack of power !! @danroberts0101 is your guy for the power needs !! $IREN

Sweetwater 1 has been successfully energized – a key milestone in the development of the broader 2GW Sweetwater campus. @danroberts0101, Co-Founder and Co-CEO of $IREN commented: “Delivering Sweetwater 1 substation energization on schedule reflects our disciplined execution, the strength of our supply chain relationships and the efficiency of our vertically integrated development model. It is another example of our ability to design and construct large-scale infrastructure reliably and at speed to meet market demand.” Learn more:

Hi @mtbert I was listening to your medicarian talk and every time I hear yours and your sons story on the health challenges you guys have powered through, it deeply moves me and inspires me to fight through any situations. I would love to meet you some day 🙏 $OSCR

SoFi ranked No. 1 in the U.S. on @Forbes' list of World's Best Banks 2026 🏆 Thanks to our members who know we're more than just a bank—we're a one-stop shop to build your financial life and achieve your ambitions. Check out the full article here 👇

Why are we wasting time with a new stablecoin yield proposal? There is already a path to provide yield on Digtial Assets by becoming a bank (an insured depository institution, IDI) and having the required safety and soundness standards to take people's money and invest it to drive yield. Trust Banks shouldn't be able to offer yield on ANY asset. Please do not lower the standard from having to be an IDI to be able to provide yield on any assset. The current mark-up works for everyone except a few. If those "few" want to offer yield on digital assets like stablecoins they should apply for a Bank IDI license not ask the Senate to lower the standard to safeguard the American people's money. @SenatorTimScott @SenLummis @SenThomTillis @SenateGOP @SenateBanking @patrickjwitt

“The stock is not the company. And the company is not the stock. And so, as I watched the stock fall from $113 to $6, I was also watching all of our internal business metrics—number of customers, profit per unit—everything about the business was getting better. And so, while the stock price was going the wrong way, everything inside the company was going the right way.” Is $TMDX the best example of this anecdote by Bezos, the same way Jeff had line of site on the internal metrics compared to the stock price. thanks to the @SingularityRes for building the amazing tracker and public data around transplant volumes, clinical trail progress etc that give a line of site into how business is doing to make rational decision in times like these. @Brian_Stoffel_ @JonahLupton @ManthanTweets1 @mathlonning @WealthyReadings @Kaizen_Investor @POLR_Investing @Pharmdca @KabraxFX

Looks like @ddolev is one of the few analysts that has shown integrity to hold their ground and support the progress that $SOFI is making during this macro and short report FUD. Unlike the clowns at big banks who wait for every opportunity of stock being down to pile on it by downgrades or more bad analysis.