.@matthewsniderj, author of Warren Buffett in a Web3 World, argues we've become spoiled by years of near-zero interest rates. His view: 7% to 8% rates may be closer to the historical norm than many investors expect. Previous generations faced double-digit mortgage rates, but savings accounts paid much more, too. Could investors need to reset their expectations?

.@matthewsniderj, author of Warren Buffett in a Web3 World, sees liquidity and trading access as major potential benefits of tokenized equities. Traditional US markets close at 4 p.m. and pause for weekends and holidays. But market-moving events don't follow that schedule. Could tokenized equities make it easier to respond when markets are closed?

.@matthewsniderj, author of Warren Buffett in a Web3 World, highlights a potential weakness in the stock market: concentration. He cites an infographic suggesting just 15% of the S&P 500 was in a bull market, versus 85% in a bear market. If only a handful of stocks are carrying the rally, how strong is it really?

“You don't have to make it back the way you lost it.” @matthewsniderj, author of Warren Buffett in a Web3 World, warns against revenge trading after a loss. Take a beat. Reassess the market. Let opportunities come to you. And don't underestimate the value of having cash ready when they do.

Want to launch an investment fund? @matthewsniderj, author of Warren Buffett in a Web3 World, estimates you'll need $8M to $10M in AUM to support the operation. Legal setup: ~$30K. Audit: ~$30K. Administration: ~$20K. Those costs add up before you even get to the investing.

Buying back shares below the value of the Litecoin behind them monetizes the discount, and it leaves each remaining shareholder with a bigger slice of the treasury. @jay_lits in conversation with @TheMarketRunup

.@matthewsniderj, author of Warren Buffett in a Web3 World, sees two things worth watching in the AI boom: models becoming commodities and tech companies borrowing heavily while buying from one another. His question: what happens when the music stops and that circular financing breaks?

Mike Schiemer of @DividendVisions expects the ETF industry to become more crowded over the next 5 to 10 years. More funds could mean more competition, acquisitions, and closures. But he also sees that competition driving better products, marketing, and transparency. Not every provider will survive.

Elevated yields, tighter liquidity, and shifting capital flows are reshaping market positioning as tokenized equities and evolving fund structures challenge traditional capital markets.

Over 90% of the financial system onchain within the next decade? @SethGinns, CIO of Franklin Crypto explains how the convergence of AI, tokenization, and digital wallets could get us there. @TheMarketRunup x @theblondebroker

Institutional investors may need to prioritize client constraints and fixed income. Younger retail investors may be chasing higher-upside opportunities. Mike Schiemer of @DividendVisions explains the difference: big tech, nuclear, space, bitcoin, and Ethereum can offer more growth potential, but also more risk.

The US economy looks very different depending on how much wealth you already have. Mike Schiemer of @DividendVisions points to inflation, national debt, rising living costs, and housing affordability as major concerns, especially for younger generations trying to build financial stability.

Mike Schiemer of @DividendVisions questions the logic of spending $800 to $1,300 a month on a vehicle just to look successful. If half your income goes toward car payments, the image of financial success may be hiding a much weaker financial position.

AI isn’t just changing how financial professionals work. It’s changing how many people are needed to do the work. @brianjesposito of DiamondLake shares an example where 30 people entered a program expecting jobs, but only one was ultimately hired after technology reduced the need for the other roles.

Tokenization doesn’t fix a bad asset. @brianjesposito of DiamondLake argues that some of the criticism around tokenization comes from putting poor-quality assets onchain in the first place. The technology can change how an asset is accessed or managed, but the underlying asset still needs to be good.

NEW EPISODE OF THE MARKET RUNUP IS LIVE🎙️ What happens when real-world assets move onchain and what actually makes an asset worth tokenizing? This week on The Market Runup, I sat down with @brianjesposito of DiamondLake to talk about tokenized real-world assets, commercial real estate, AI, and how investors may need to think differently as technology reshapes the economy. We covered: → Why the underlying asset has to come before liquidity or speculation → How revenue sharing could change tokenized real-world assets → Who actually buys tokenized real estate → Why Brian thinks parts of the tokenization market are overhyped → What AI-driven job displacement could mean for the economy → Whether investors can still rely on traditional market signals TIMESTAMPS: 00:00 Markets, Risk and Investing Differently 05:23 AI, Debt and Economic Pressure 07:18 What Happens When AI Replaces Jobs? 16:58 When Geopolitical Risk Hits the Economy 22:05 Layoffs and the Modern Workforce 29:41 Building Revenue Into Tokenized Assets 34:42 Who Buys Tokenized Real-World Assets?

Where does a 5% 10-year Treasury yield become a real problem for stocks? Evan, founder of @StockMKTNewz, says he doesn’t think we’re close to that point. His bigger concern is runaway inflation, particularly as real wages struggle to keep up.