Circle Current Session Recap: Always-On Settlement Rewrites the Bank Operating Model
Circle Current is a series from Circle that brings together industry leaders to explore what’s next in the internet financial system.
Always-on settlement is moving from pilot to production, with stablecoin rails giving banks a practical path to move funds 24/7.
What’s changing:
→ Settlement is moving beyond banking hours
→ Liquidity can move with less delay
→ Prefunding requirements can start to shrink
→ Treasury and operations teams need to adapt to continuous money movement
Visa’s rollout shows this is no longer an edge case. For banks, the shift is bigger than faster payments. It is an operating model change.
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