Yesterday we unveiled Buy Now, Pay Maybe and the adoption is wild. Since rolling it out, we have already given out +1,700 purchases for free. Let us clarify a few things: 1. Buy Now, Pay Maybe is not gambling. There’s no betting, entry, prize or loss. An algorithm decides when to give a purchase for free to maximize customer happiness. 2. There’s no debt in Tuyo. Customers need to have the available cash in their balance to make a purchase (and sometimes we will just cover it!). No credit is provided and overdrafts are not possible. Financial products and incentives were incredibly boring and stale. Buy Now, Pay Maybe feels novel and that has ignited a spark. We are creating the next generation of financial services leveraging the best new technology. Innovation like this is needed to deliver it to the mainstream. We look forward to having you try it out!