Shivani Siroya
@shivsiroya
Passionate about all data, financial identity, choice, and all things micro. love exclamations! CEO & Founder of @Talamobile & @TEDfellow
636 Following 13.1K Followers
Before there was a standard way to underwrite the global majority, there was daily life data.
The proof of creditworthiness was already in people's phones. We built the tools to read it, with their permission.
A decade later, that same credit engine runs inside our app and our partners' wallets, so credit shows up where people already manage their money.
Had fun getting into the origin story on @stabledash.
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Good read on why agent payments are harder than they look. Visibility into what the user actually authorized is the crux, and lenders on the credit side face a version of this, too.
