Just crushed Lesson 15/19 of the @encodeclub x @arc "Programmable Money on Arc Bootcamp" with 100% accuracy 🔥 No misses, full focus. Learning how to build real applications with native stablecoins, USDC as gas, Circle Developer tools, CCTP, programmable money and more. Arc is built different, this is the infrastructure LatAm builders need. Shoutout to @encodeclub, @circle and the Arc team for this high-quality program. It's amazing to see the team hustling hard to make it happen! I also want to thanks my friends @bleso_a, @corey__cooper, @TxnSheng, the course is amazing! Who else is grinding the bootcamp? Lesson 15 done, more to come 💪 Are you gonna fade it? #Arc# #ProgrammableMoney# #Web3Brasil# #BuildOnArc#

Programmable money 🤝 Programmable knowledge. @LeandroONoel from @aveniaio put it simply: Stablecoins do something more fundamental than move money. They standardize how money functions - accounts become wallets, payment methods become transfers. The same logic works across every jurisdiction. That makes software much simpler to build on top of. True for developers. True for AI too. AI will generate a wave of API-based payment demand that traditional rails weren't built for. An agent running a global business doesn't need a bank account - it needs programmable money that settles instantly, works across borders, and doesn't need to ask for permission. Agentic payments are still early. But when AI starts running global businesses autonomously - what else would it use?

State of AI on @base AI needs programmable money before it can operate independently. Base is capturing that settlement layer through payments, inference, funding, and execution. > x402 resources grew 262% in June. @apify partnered with @coinbase to integrate x402 and expand agent access from 2K to 20K+ web automation tools. > @AskVenice becomes a unicorn with a $65M Series A at a $1B valuation led by @dragonfly_xyz. @cbventures joined the round. > @aeonframework incorporated through @BedrockFndn with a 20% Foundation stake. > @_proxystudio and @liquid_launcher are connecting $wstDIEM yield, self-funded agents, and launches that route fees into inference. > @Robinhood Chain launched with @virtuals_io providing agent launch, funding, ownership, and execution infrastructure from day 1. > @bankrbot integrated Robinhood chain for AI-native trading across tokenized stocks, ETFs, and memecoins. > @gitlawb launched ZERO, its Go coding harness running 5x faster than OpenClaude. > @dphnAI shipped Dolphin Network V2 and generated 82B tokens in one day, equal to 82% of @AskVenice’s daily token volume. > Claude Fable 5 is live through @AskVenice, while @AskSurplus offers access at a 52% discount. AI on Base is accelerating. Which Base AI project are you most bullish on?

Some news: I've started my next tour of duty as CTO @coinbase. In 2009 I got hooked on Bitcoin empowering builders with programmable money. In 2014 I joined Coinbase as an engineer because there was no better place to build it. Back then we ran on Heroku and supported one asset from one codebase. It was early, but we were a small team of cracked engineers who relentlessly shipped. Twelve years later a LOT has changed, but the most important things haven't: still a cracked team, still relentlessly shipping towards a massive mission. Now that we're in an era of exponential productivity, the only limiting factor is ambition. Which is why I'm so bullish on the culture @brian_armstrong, @emiliemc and team have built for this next chapter. My job is clear: make Coinbase the best place in the world to build. I celebrated by this weekend by building 👨🏻‍💻🤖 [Photos of Coinbase 2014 → Now]

Arc builders showed up in London. We kicked off the Arc at Encode Hub meetup series with developers exploring programmable money, stablecoin rails, and the agentic economy. The Arc x Encode virtual Programmable Money Bootcamp is up next. Builders will get: → Technical workshops → Mentorship from Arc and Encode → Hands-on hackathon support → Time to build real-world apps on Arc

Stablecoin settlement never sleeps. Bank liquidity rules do. Tuongvy Le, General Counsel at @veda_labs and a former GC at a federally regulated bank, walked through what 24/7 programmable money does to safety and soundness on the latest episode of Tokenized with hosts @sytaylor and @cuysheffield. Wholesale deposits are hot money. Consumer deposits are sticky. Silicon Valley Bank showed what happens once the hot money can move instantly. One bank modelled the hit to its liquidity coverage ratio from offering weekend stablecoin settlement to institutional clients. The result was some deposit flight and a real balance sheet cost. "You can offset that by charging fees for people to make payments over a weekend that they couldn't before." 🎙️ Listen to the latest episode on

As AI agents begin making decisions, accessing services, and initiating payments, the financial infrastructure behind them has to change too. A new report from @Shoalresearch explores why the agentic economy may need programmable money, policy-controlled wallets, service discovery, and always-on settlement. It also looks at how Circle’s broader platform, including USDC and Circle Agent Stack, fits that shift.

Sentient Foundation's Director of Venture and Growth @0xsachi was featured in @Investingcom for her take on where agentic finance stands today. Her point: the need for programmable money for agents is real, but "agentic commerce is still in its infancy," which is why AI compute wins in the near term ↓

Some systems are held together by filing cabinets, approval chains, and the occasional misplaced vacuum cleaner. Arc is built for the next one. The Economic OS for the internet. Programmable money. Always-on settlement. Infrastructure for the agentic economy.

JPMorgan: Back Crypto Rules, But Don’t Let Stablecoins Sidestep Bank Regulations JPMorgan Chase backed a U.S. framework for digital assets but warned that new rules should close regulatory gaps rather than create new risks. The bank said tokenization and programmable money could improve payments and cross-border transfers if paired with proper safeguards. It also argued that stablecoins resembling bank deposits should not operate outside capital, liquidity and consumer protection rules, and urged lawmakers to preserve anti-money laundering and enforcement tools.