Which crypto cards are actually the best if you live outside the USA? I’m currently using the following cards. Once you factor in the FX rate, the cashback on $3,000 eligible spend is roughly: 1. @EtherFi Core: 0.83–1.33% 2. @0xinfini Pro: 1.00% 3. @EthenaPay Standard: 2.50% 4. @Plasma Core: 0.45–1.45% A few reminders behind these assumptions: 1. Plasma includes the $199 ÷ 12 = $16.58 monthly plan cost 2. EtherFi applies ~1–1.5% for non-USD/non-EUR spending 3. Ethena’s conversion isn’t guaranteed to be exactly 1% At these cashback rates, you can probably google “credit card cashback” and find much better local options—cashback or miles up to 3%+. So why are people still using crypto cards? For me, it’s tedious to swap crypto into fiat, so I just use the cards directly. If you do find an easier way to offramp your crypto into local fiat for less than the FX fees, I’d still highly suggest using a local credit card—so you can improve your credit score at the same time.

Nice Touch #2#: Infini Card I’m continuing my new series highlighting small product decisions that deserve more attention This time, I want to talk about Infini Card One of the strongest parts of the product is its transparency Infini offers several cards for different use cases, but what I especially like is how clearly they explain the differences between them Right on the card selection page, before you even open one, you can see all the important details: - card opening cost - card network - settlement currency - cashback - FX fees - refund fees - other card-specific fees - Apple Pay, Google Pay support - clear pros and cons for each card You don’t need to dig through the documentation or discover the fees after you’ve already started using the card Everything is shown right where you make the choice It sounds like a small detail, but these are exactly the kinds of details that make Infini stand out from other projects Users should know what to expect before they start using a card, instead of playing a game of “find the information in the docs” or dealing with inconsistencies between the app and the documentation Card variety, transparency and great design. Everything is done right

Infini corporate Crypto Cards: 2% back with no cap, $10 a card, no monthly fee Three virtual cards, all funded from one business balance: - Pro: Visa, 2% on all eligible purchases, 1% FX. Does not work with ChatGPT, Claude, Cursor or Apple Pay - AI: Mastercard, US merchants only, 2% on AI tools and ad spend. ChatGPT, Claude, Cursor and OpenRouter work, Amazon and Netflix do not - Lite: Visa, no cashback, 3% FX, the only one with Apple Pay and Google Pay - Cashback is calculated monthly and paid in stablecoins, uncapped - $10 per card, up to 100 cards on a KYB account, $1 a card for batches of 100+, bulk issuance through the API - Limit is $20,000 per transaction, refunds cost 1% - Idle stablecoins can sit in their Earn product at up to 8% APY, no lockup - Access is gated: KYB, supported entity types and countries only On the personal side the same 2% and 1% FX come on a Visa with no monthly fee Has anyone here used the @0xinfini card?