Chad Steingraber(@ChadSteingraber):—DAY 84— The XRP Ledger upgrades to delegated key controls. Institutional custodians and payment processors have long faced a security trade-off: keeping master keys offline requires manual intervention for every transaction, slowing settlement; keeping keys online exposes the full account to compromise if a signing device is breached. The new system splits the risk. An operator can keep the master key in cold storage while granting a hot wallet only the power to, say, approve KYC'd customers or move funds within pre-set limits. If the hot wallet is compromised, only those specific functions are exposed.

2026.10.09 12:42

—DAY 84— The XRP Ledger upgrades to delegated key controls. Institutional custodians and payment processors have long faced a security trade-off: keeping master keys offline requires manual intervention for every transaction, slowing settlement; keeping keys online exposes the full account to compromise if a signing device is breached. The new system splits the risk. An operator can keep the master key in cold storage while granting a hot wallet only the power to, say, approve KYC'd customers or move funds within pre-set limits. If the hot wallet is compromised, only those specific functions are exposed.