On the 10th anniversary of @RippleSwell, it felt apt to share Ripple’s best year ever, and why the vision for an Internet of Value will be achieved.
We’re kicking off 10 years of @RippleSwell with a bang!
1/ Goes without saying, but it was an honor to open up our conference with @SecScottBessent. His leadership, alongside the current administration, has been instrumental in ensuring that responsible crypto can thrive in the US. I’m extremely grateful he spent time with us today.
2/ BIG partner news 🚨 we're bringing Ripple’s infrastructure to @RobinhoodApp (supporting both customer-facing services and core financial operations), from $RLUSD settlement on the @XRP Ledger to prime brokerage and treasury operations & expanding our relationship with @BNYglobal across custody and tokenized trade finance with RLUSD, XRP and the XRP Ledger.
3/ We are bringing digital assets to corporates 👀 → Ripple Treasury introduced 24/7 Returns designed to help corporates put idle cash to work outside banking hours utilizing stablecoins (this is one step further to realizing the vision of our Treasury management business).
4/ Last but certainly not least, @USOCC granted final approval for Ripple National Trust Bank!
And it’s only day 0 (technically the Swell main event starts tomorrow!). More to come this week…
Show more
We’re kicking off 10 years of @RippleSwell with a bang!
1/ Goes without saying, but it was an honor to open up our conference with @SecScottBessent. His leadership, alongside the current administration, has been instrumental in ensuring that responsible crypto can thrive in the US. I’m extremely grateful he spent time with us today.
2/ BIG partner news 📷 we're bringing Ripple’s infrastructure to @RobinhoodApp (supporting both customer-facing services and core financial operations), from $RLUSD settlement on the @XRP Ledger to prime brokerage and treasury operations & expanding our relationship with @BNYglobal across custody and tokenized trade finance with RLUSD, XRP and the XRP Ledger.
3/ We are bringing digital assets to corporates 📷 → Ripple Treasury introduced 24/7 Returns designed to help corporates put idle cash to work outside banking hours utilizing stablecoins (this is one step further to realizing the vision of our Treasury management business).
4/ Last but certainly not least, @USOCC granted final approval for Ripple National Trust Bank!
And it’s only day 0 (technically the Swell main event starts tomorrow!). More to come this week…
Show more
@TheCryptoSquire Those are main stage only !
BRAD GARLINGHOUSE WITH SCOTT BESSENT AT SWELL. THIS IS BIG.
XRP getting a seat at the table. 🔥
Big news heading into @RippleSwell: the @USOCC has granted final approval for Ripple National Trust Bank.
This gives Ripple a federally supervised platform to support $RLUSD and provide digital asset custody to enterprises.
We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight.
The revolution isn't happening outside the system. It's happening from within it.
Show more
Earlier this week I lost someone close to me. Death is abstract - until it is incredibly real.
He was the wisest, most thoughtful, and most generous person I have known.
I was incredibly fortunate to call him:
- a friend
- a mentor
- a role model
- an inspiration
But most of all, I was fortunate to call him Dad.
B. Kent Garlinghouse, Sr
1941 - 2026
Show more
This one has been a long time coming… Welcome @XRP!
Just a couple of months ago, I predicted XRPL would quickly surpass 10M agentic transactions.
XRPL has now hit another milestone, processing over 13M with 166 x402 merchants. Agentic payments now account for roughly 25% of activity on the ledger.
100M might actually come sooner than we expect!
Now is the time to build. Agents are already paying for APIs, data and compute. XRPL’s low fees, fast settlement, and growing AI toolkit give developers the tools to turn that demand into new products. 🚀
Show more
So as it stands XRP is the ONLY digital asset with LEGAL clarity in the United States. That's the fact Jack!
1/ This one stings. Our team gave everything we had to get the Clarity Act across the finish line. So did most of the industry. This was an opportunity bigger than Ripple or one company - we did this for the industry, for consumers and to cement the US’s position as the crypto capital of the world and as a leader in the future of finance. Ultimately, consumers and U.S. competitiveness got left behind.
2/ A post mortem needs to be done on why this failed (more from me on that in the days ahead). The politics of the democrats (the anti-crypto army) was elevated over good policy.
3/ There is still reason for optimism for crypto in the United States. Now, the SEC, under Chair Atkins, and the CFTC, under Chair Selig, will continue to work hard to issue rules to fill the legislative gap and we will continue to be actively engaged in that rule making process.
4/ Ripple's business has never been stronger — real demand across traditional finance and the digital asset ecosystem. A missed vote in Washington doesn't change our momentum, our global footprint, or our customers.
Show more
This bill isn't just a compromise…it's the product of real, substantive trades policymakers made to get here.
I said this many months ago: perfect can't be the enemy of good…
and let's be clear: those trades weren't small. This isn't a deal Senators should be ‘settling for’ — it's a deal that they should stand behind.
Senate: the world is watching and voters are watching. Now is the time to vote yes.
Show more
I’ve said many times that the CLARITY Act is essential to ensuring America wins the global race for new technology. That’s the reason Congress passed the GENIUS Act: to ensure that stablecoin infrastructure, a revolutionary financial technology, will be built in America.
Ensuring that America’s community bank sector continues to thrive has been a constant focus of mine since day one. And the administration’s dual focus on enabling new digital technology to flourish and appropriately tailoring community bank regulation is key to both sectors driving U.S. economic growth together over the next several decades.
The final draft of the CLARITY Act furthers this mission. It gives the Secretary of the Treasury additional authority to act if the facts around deposit flight change to the detriment of community banks. If stablecoins cause harm to community banks, I will not hesitate to use these tools to ensure they remain fully protected. Community banks are essential to U.S. economic performance and Main Street growth. Economic security is national security, and community banks play a major role in this principle.
Show more
Proud to be in the room.
Making America the crypto capital of the world is within reach - let’s finish the job
Thank you @POTUS for hosting some of America's top leaders in innovation at the @WhiteHouse last month. Under your leadership, we're ensuring that the new frontier of finance is built on American soil.
Show more
Our thoughts are with those impacted by the devastating floods in Nepal and Tibet.🇳🇵
Ripple is donating $300,000 to @WCKitchen and @MercyCorps to support emergency meal distribution and water and sanitation efforts on the ground.
Show more
RLUSD crossed $2B in market cap last week, with close to $1B issued on the XRP Ledger. 📶
Live since December 2024, built for real-world utility and designed for enterprise use cases.
$RLUSD is just getting started:
Show more
“More crypto holders in this country work in manufacturing and construction than in finance in tech.”
67 million Americans own crypto today. More of them work in construction than finance.
Crypto-adjacent jobs generate $55 billion in economic activity.
— @s_alderoty, @Ripple CLO & @NatCryptoAssoc President, from SALT
Show more
No August doldrums in DC this week! It was great to join the inaugural @CFTC Innovation Advisory Committee (a group I've called "the Olympic roster of crypto.") But for a “crypto” gathering, there were a LOT of TradFi players in the room like @NASDAQ, @CMEGroup, @CBOE, @OptionsClearing, @NYSE, @The_DTCC (alphabet soup!)
Everyone was in agreement. Rules written for a different era aren’t good enough. Not for consumers. Not for business. Not for innovation.
I made this case in an open letter to Congress back in 2019. Seven years later, we STILL need clear rules…. Thanks to the Trump administration, appointees like @ChairmanSelig, and a myriad of bold leaders in Congress, we’ve never been closer.
Show more
Longtime partners in pro-innovation! We've come so far since 2022.
That’s Visa Size" Ripple CEO Brad Garlinghouse on Moving $16 Trillion, On-Chain Growth & Why Speculation Isn't Sustainable
📌 Video Breakdown & Key Takeaways
💡 The Big Picture
Visa-Level Scale: Ripple touched $16 Trillion in total transactions across its ecosystem last year.
The On-Chain Opportunity: Only 0.1% of that volume currently settles on-chain—meaning every 0.1% shift represents $160 Billion in new volume.
Institutional Demand: CFOs, treasurers, and enterprise CEOs are actively asking how to unlock trapped capital using stablecoins and blockchain rails.
"Last year, we touched $16 trillion of transactions... that's Visa size." Brad Garlinghouse, Ripple CEO
"You have to have utility. If it's just speculation or meme coins, that's not sustainable."
"Each 0.1% is $160 billion... our goal is to move that point-one percent to a much larger number."
"Now we have CFOs and treasurers asking us... 'How can you help us unlock some of that trapped capital?'"
Show more
Great to be back at the White House today alongside @realDonaldTrump, @SECPaulSAtkins, @ChairmanSelig and leaders across the crypto industry.
The big picture has never been clearer: 67 million Americans hold crypto today (that’s nearly 1 in 4!). Crypto isn't a fringe industry. And Washington DC knows the crypto voter is alive and well.
This President's incredible commitment to innovation and leadership around digital assets in the US has been profound. The future is bright.
Show more
