Payments is one of the fastest-growing verticals in crypto.
A growing number of startups are building better infrastructure for moving money and connecting stablecoins to the traditional financial system.
And the MetaDAO ecosystem is no exception, with a cluster of companies working across different parts of the payment stack.
@UmbraPrivacy
As a privacy protocol, Umbra lets users transact without exposing their financial activity onchain.
One of its key products is Private Payroll, designed to let companies and DAOs pay employees and contributors without publicly revealing salaries or recipient information.
Private Payroll processed more than $300K in payroll in August alone.
@avici
Avici takes a more consumer-facing approach with a stablecoin-focused neobank designed to make crypto easier to use in everyday life.
Users can spend their balances through payment cards and access other financial services directly from crypto.
Avici has already processed $57.4M in total volume.
@LasoFinance
Laso focuses on the emerging agentic payments market. Agents can use USDC to issue virtual and reloadable cards through x402.
Laso also offers private cards designed to limit how much payment activity gets exposed onchain.
It has already become one of the top protocols on Solana by x402 volume and is gaining traction in agentic payments.
@loyal_hq
With Loyal, idle USDC can earn yield instead of sitting unused.
Its main product automatically moves excess USDC into yield-generating positions while keeping a user-defined amount available for spending, refunds or payouts.
Customers keep control of the account and can pause the automation or withdraw funds at any time.
@solomon_labs
Solomon is developing USDv, a Solana-native stablecoin designed to make every dollar productive.
Users can hold and use USDv like a normal stablecoin while the underlying capital earns yield in the background, so their dollars never need to sit idle.
USDv will be fully available soon.
@crediblefin
Credible connects stablecoins with local payment rails around the world.
Businesses can use one integration to collect and pay out through cards, bank transfers and local payment methods across more than 40 markets, with settlement available in assets such as USDC and USDT.
@P2Pdotme
P2P Protocol tackles the on/off-ramp problem in emerging markets.
It matches users with merchants onchain using staked USDC, letting users move between local fiat and stablecoins without relying on a centralized exchange to custody their funds.