One of the best podcasts I’ve done in a long time. Almost LIVE for two hours going deep into @ZIGFinance and the business we’re building around ethereum:0xb2617246d0c6c0087f18703d576831899ca94f01. • What ZIG Finance does • How we make money • Protecting investors and customers • Driving value into ethereum:0xb2617246d0c6c0087f18703d576831899ca94f01, why ethereum:0xb2617246d0c6c0087f18703d576831899ca94f01 comes first • Tokenomics 2.0 in detail • How we view markets If you’ve had questions about any of this, make time for this one. And if you’ve followed us for years, it’s a good reminder of why we’re doing what we’re doing. Thanks @cryptostasher for hosting + @CryptoWizardd @AndrewCryptoHQ @trader1sz for dropping by :)

ZIG Finance has worked alongside @binance in numerous forms over the years, and the team's response over the last 12 hours shows what institutional-grade crisis management looks like: full transparency, assurance of loss coverage for investor protection, coordination across the industry to freeze funds, and a fast path to full restoration of services. Moments like this test the whole industry. We stand with Binance and its users, and we'll come out stronger together. @cz_binance @heyibinance @_RichardTeng

Think about it.. the exploit was still ongoing & the number wasn’t even confirmed when @cz_binance came out assuring everyone right off the bat! FTX collapsed under 8bn withdrawal demand (customer asking for their own money). And @binance assured the funds safety in minutes, even without knowing exact numbers Truly built different, saved the industry once again 🙏🤝

Seems like industry had learned and kind of created process on how to collaborate & move fast! Welldone @paoloardoino & @jerallaire, that’s a significant chunk of stolen funds frozen.

Shariah finance is one of the biggest opportunities for onchain finance. @ZamanatDigital x @ADI_Foundation brings together institutional-grade infrastructure with Shariah-aligned origination and structuring. Through @ZIGFinance, these products will plug into institutional and retail channels through embedded finance. This is how we take real financial products onchain and actually get capital into them. And ultimately, more assets, users and financial activity flowing through the ethereum:0xb2617246d0c6c0087f18703d576831899ca94f01 ecosystem. Alot more to come :)

Great usecase and adoption of tokenized yeild powered by @ZIGFinance. This is how embedded finance eventually works, and we are fully tuned for it. Excited to be working with @GroveXchange on this initiative, providing yeild on USDT to its customers More names to come 🚀

This is why @ZIGFinance matters. The people helping drive the world’s growth should have a fair opportunity to invest in it. Some of the world’s largest companies have built their businesses around global participation. We should be asking why participation in their upside remains so uneven. These companies shape how we communicate, work and build businesses. People across emerging markets buy their products, pay their subscriptions and build entire businesses around their technology. Governments spend taxpayers’ money on their infrastructure and services. Over decades, that spending supports revenues, profits, dividends and shareholder wealth. A business owner can pay for the software powering a global company’s growth every month and still face considerable friction trying to invest in its success. Why should we accept that gap as permanent? I come from banking and have benefited from the relationships and access this system rewards. That experience makes me more conscious of how differently it treats someone without those advantages. Investors should be able to decide what exposure they want, how they want to invest and which provider they trust. Different people will choose different products and structures based on their circumstances. Brokers, fund managers and platforms have built entire businesses around providing access to markets. Tokenization creates more ways to serve that demand. Let businesses compete on access, cost, convenience and transparency, and let investors choose. Of course the money must be lawful, investors must meet the applicable requirements and people must understand what they are buying. Those protections should support a market where informed choices are possible. Tokenization can bring more participants and capital into markets, create additional sources of liquidity and support price discovery across venues. It can make investment products easier to distribute and transactions easier to inspect. Companies should scrutinise how their shares are represented and raise specific concerns. We should also scrutinise restrictions that prevent eligible investors from choosing how to participate. This is why ZIG Finance matters to me. We are working to connect real financial opportunities with people who have been poorly served by existing channels.

The next wave of institutional capital is coming onchain, and @ZIGFinance is building for it. Joining @LaserDigital_, Houlihan Lokey, @FasanaraCapital and @hamilton_lane in London on 9th November. This is what building around ethereum:0xb2617246d0c6c0087f18703d576831899ca94f01 looks like.

That’s about right. You don’t need multi billion $ funds for infra anymore, the infra is already done and everything from here is incremental What follows is flurry of capital going into app layer, fintech layover with tooenization & businesses expanding liquidity by giving access to assets to more people Industry moves 🤝

Emerging markets could be the biggest winners in DeFi's next phase. Tokenization is only step one, but making credit assets usable as collateral could unlock global liquidity. I explore what must change and where ZIG Finance sees the opportunity.

Good to see @PaulFrambot & @Morpho pushing receivable-backed credit onchain. This is an important step for the industry and something I believe is long overdue. For years, DeFi lending has largely been built around assets that have a live market price and can be liquidated almost instantly. But real-world credit operates very differently. A 90-day trade receivable isn't ETH collateral. It carries different maturities, counterparty risks, credit ratings and legal obligations. If we want to bring this multi-trillion-dollar credit market onchain, there are some fundamental questions the industry needs to address: - Credit underwriting vs. collateral pricing: Traditional DeFi relies heavily on market prices and liquidation thresholds. Real-world credit requires assessing borrower risk, cash flows, repayment capacity and creditworthiness. How do we make these standards transparent and interoperable across markets? - Maturity vs. instant liquidity: Credit assets have fixed maturities, often 30, 90 or 180 days. How do we create secondary liquidity without introducing dangerous maturity mismatches or assuming these assets can be liquidated instantly? - Legal enforceability and repayment: Smart contracts can automate repayment waterfalls, but the actual receivables and legal claims exist offchain. How do we ensure enforceable creditor rights, repayment priority and protection against double financing across jurisdictions? - Credit tokens as collateral: Perhaps the most interesting opportunity. Can properly structured and risk-rated credit tokens themselves become acceptable collateral, with appropriate haircuts, allowing credit funds to unlock additional liquidity without creating excessive leverage? At @ZIGFinance, we've been working at precisely this intersection, with over $100M across real-world credit and yield strategies, structuring and distributing capital across different chains and stablecoins, including USDC, USDT and USD1. I believe emerging markets stand to benefit enormously from this shift. There are businesses generating genuine cash flows but struggling to access financing because local banking systems, underwriting standards and institutional risk appetite don't align with global capital. Onchain credit infrastructure could help bridge that gap, provided we get the underlying risk structures right. It's encouraging to see serious players like Morpho entering this space. These are not problems any single protocol will solve. They require collaboration between credit originators, underwriters, institutional capital and onchain infrastructure providers. The next evolution of DeFi should be about connecting global capital to real economic activity, especially in markets where access to credit remains fundamentally broken.

It was a fine August Friday afternoon in 2017 when JPM CEO called bitcoin:native a spam, causing a 40% drop in a week Fast forward 2026, it’s part of JPM long term capital market assumptions paper. We have made it :)

Months of conversations with institutions have reinforced my conviction in crypto adoption. I think it will look different from what many token holders expect. My thoughts on what comes next, and the business we’re building around $ZIG.

In the last 2 weeks, we’ve been at @token2049 week in Singapore, announced 4 partnerships to put stablecoins to work in real-world finance, and were at the RWA Leaders Summit in Dubai. So, here’s what happened 👇 📰 Headline News - We announced our partnership with @worldlibertyfi on 6 October. The first product is live through the PayFi Vault on Concrete and there is more to come. - We published a new article on the gap between the businesses behind real-world yield and the platforms where users look for it and what it takes to connect them. 📝 Ecosystem - @CoinstoreExc now offers a USDT vault we curate on its Earn platform, putting USDT to work in private credit (7 October). - @FasanaraCapital is partnering with us to bring a strategy that finances SME trade receivables and digital invoices to platforms where demand for dollar yield is highest (8 October). - @GroveXchange users can now earn real-world yield from invoice factoring in the Stable Earn Program, in USDT and USDC (9 October). - @Valdora_finance introduced points on 13 October. Your deposits, staking and referrals now earn you points too. 🎙️ Events - @CoinFerenceX Singapore, 5 to 6 October: we were a Silver Sponsor, and @ARafayGadit spoke with Zach of BNB Chain on distribution and whether blockchain rails can unlock the next generation of global yield. - Digital Asset Summit 2026 Asia (@blockworksDAS), 7 October: @ARafayGadit and John Cahill of @galaxyhq talked about liquidity and underwriting. - @vntrcapital “RWA Tokenization: Hype vs Reality” panel: @ARafayGadit spoke on what allocators need. - The Capital Table, 6 October: our forum with @worldlibertyfi for more than 150 allocators, asset managers and founders, where @ahm3dzig spoke on what stablecoin holders can do with USD1. - RWA Leaders Summit by @RWAlabs_ae, Dubai, 16 October: @ahm3dzig on distribution and the economic impact tokenization has to deliver. Four partnerships and a full week at TOKEN2049, all on connecting the businesses behind real-world yield with the platforms where users look for it. Riding this momentum with us? Spread it with an RT.