Geoff Charles
@geoffintech
CPO @tryramp - sharing learnings along the way
323 Following 12.3K Followers
The average business on Ramp has 3+ bank accounts.
While Ramp Banking is ripping - and we believe the best experience for businesses is to be able to see and manage cash from a single pane of glass.
That's why we acquired Vesto. Welcome to the team @bendopfner!
Now on Ramp, companies can link all financial accounts, view cash positions in real time, move money between accounts, and plan ahead with comprehensive forecasting.
This is just the start.
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There should be no distinction between "checking" and "savings" accounts in 2026
I find it sad that fintechs are still playing this arbitrage game.
Mercury pays 0% on checking accounts. EFFR is 3.88%.
they hide this in the product (does not show 0% anywhere).
to access yield, you have to click accounts, add account, create account, click savings, click create account. and then move money there.
Column that powers Mercury banking doesn't even distinguish between savings and checking
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Coding is getting cheap. Shipping great products isn’t.
AI keeps shifting the bottleneck, and your job is to identify and remove it - scattered customer signals, slow decisions, unused specs, long PR reviews, manual QA, coordination overhead, and fragmented launches.
I break down how we've done this at Ramp across the entire software development lifecycle -
thanks @lennysan for a great conference
hope you enjoy, copy, and extend further!
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