Excited to share that xrpld 3.3.0 is now available for the XRPL community to review! The release includes support for five proposed amendments that, if approved, would continue expanding the XRPL's capabilities for tokenized assets and real-world financial use cases. These proposals strengthen capabilities around privacy, settlement, operational controls, and asset management that become increasingly important as more financial assets move on-chain. As always, these amendments are not yet active. They will only activate following validator approval through the XRPL amendment process. Whether you're building on the XRPL, issuing tokenized assets, running infrastructure, or simply following the ecosystem, I encourage you to take a look. And if you run a validator, please review the release notes and specifications before voting. Let's build! 🚀

If you've ever tried to get three people to sign the same document at the same time, you already understand the problem this proposal is trying to solve. The XRP Ledger has supported multi-signature transactions for years. Multiple people can authorize an account, and a transaction only executes once enough approvals are collected. The challenge isn't the signature generation. It's coordinating them. Today, that coordination happens entirely off chain. Someone creates the transaction, shares it with every signer, collects signatures, assembles them, and submits the final transaction. That person becomes the single point of failure. If they go offline, lose a signature, or make a mistake, the whole process can stall or start over. The On-Chain Cosigner proposal moves that coordination onto the XRPL itself. A transaction is posted on the ledger as a proposal, and each signer adds their approval directly to the same object. The ledger validates every signature as it arrives. Once quorum is reached, the transaction is already fully signed, and anyone can submit it. No coordinator. No manual assembly. This is especially useful for institutions, custodians, and treasury teams where multiple people, or even multiple organizations, need to authorize the same transaction. The proposal is also designed to complement other work in progress, including batched transactions and lending flows that require approvals from multiple parties. Huge credit to Shawn Xie (@ShawnXie52472), Zhiyuan Wang, Chenna Keshava B S, and Mayukha (@msvadari) for putting this proposal together. We welcome community feedback!

When I think about where agentic payments are today, it reminds me of the early days of cloud infrastructure. The potential was obvious, but the tooling and standards were still coming together. It feels similar today. As AI agents become more capable, they'll need payment infrastructure that's just as seamless as the way they already exchange data. That's exactly the kind of infrastructure the XRP Ledger (XRPL) was built to provide. Crossing 1M agentic transactions on the XRPL is an exciting milestone, but I believe we're still in the early stages of what's possible. Really enjoyed talking with @RT_Watson about where this is headed.