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Caroline D. Pham
@CarolineDPham
CEO @MoonPay Institutional | CLO/CAO. Former @Citi, acting @CFTC Chairman. Lifelong learner. You can just do things.
2.6K Following    43.3K Followers
What you’ve been waiting for 🌊
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Excited to air it. Blockchain and AI Summit at Harvard happening now.
Fantastic to deliver a keynote today to @hublockchain @Harvard Blockchain & AI Summit! Clarity comes from clear securities and product definitions with the same investor protections, public engagement and transparency in agency rulemaking, and real shifts in market structure supported by TRILLIONS in tokenized volumes 📈
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Two hands reach toward each other. One human, one machine. Where they meet, a new economy is taking shape. In one week, we’re bringing that conversation to the 2026 Blockchain and AI Summit at Harvard. On Friday, October 23, the Harvard Undergraduate Blockchain Club is bringing together the people building the future where crypto meets AI for a single morning to discuss the institutionalization of digital assets and the rise of agents that can transact, pay, and settle on their own. Featuring voices from @Coinbase, @BlackRock, @MorganStanley, @Circle, @Robinhood, @MoonPay, @a16z, @BlockchainAssn, and Harvard. One track. One morning. The frontier of finance and intelligence, in one room. Friday, October 23 · David Rubenstein Treehouse, Harvard University Be in the room: Full agenda: Where crypto meets AI. #blockchain# #AI# #crypto# #Harvard# #Boston#
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The beginning
.@USComptroller Jonathan V. Gould: Today’s final rule advances @POTUS Trump’s and @SecScottBessent’s vision for American leadership in digital assets. We are providing a clear, practical framework for payment stablecoin innovation, with strong standards for reserve backing, redemption, and risk management. The OCC is drawing on its longstanding supervisory expertise to support responsible growth and innovation for this new industry.
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The GOAT 🏆
this is Doug, and he was just recognized as one of the Top Global CISOs for 2026 by @cyberdefensemag Doug has won this award for three consecutive years Doug has supported major regulatory milestones for MoonPay, like the Markets in Crypto-Assets (MiCA) license, New York BitLicense, New York Trust Charter, and, most recently, our Electronic Money Institution (EMI) license from the Dutch Central Bank Doug is instrumental in many certifications and audits, like SOC 2 Type 2, ISO 27001, ISO 27701, ISO 27018, PCI DSS 4.0, and PCI Level 1 compliance Doug recently spearheaded the completion of our 2026 SOC 2 Type 2 audit with a clean opinion Doug is an absolute boss and we love him congrats Doug! 🏆
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Things I said before 👀
🚨NEW: The SEC has approved @Cboe to list binary options tied to KPIs (key performance indicators) reported by public companies, including @coinbase, @RobinhoodApp and @MARA. The contracts let traders take yes/no positions on metrics like Coinbase trading volume, Marathon’s BTC production and Robinhood’s customer and revenue numbers. Robinhood is expected to be the first retail broker to offer them. For crypto, this creates a new way to trade crypto-linked company performance beyond betting directly on $BTC’s price. The SEC approved this specific securities-options structure, while leaving room for differently structured contracts to fall under CFTC jurisdiction. @SECPaulSAtkins called it “a new spirit of harmonization, innovation, and investor choice.”
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The atomic age is here—great to talk best use cases for stablecoins in markets vs. systemic risk and financial stability 📈@dcfintechweek @stablemaximus @ubyx_ @0xjinkang @hashed_official @DGorfine João Accioly Brazil CVM
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today we’re thrilled to announce that Anne Giviskos has joined MoonPay as Chief Financial Officer! please join us in giving her a warm welcome 💜
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There was always a Plan B
THE BLOCK: MoonPay CLO & Former CFTC Commissioner Caroline Pham explains why crypto does not need Congress and can proceed through agency rulemaking alone. "There is very little that the CFTC's jurisdiction doesn't touch, because the way that the Commodity Exchange Act is drafted, pretty much everything is a commodity except for onions and movie box office receipts," Pham told The Block.
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Who wins when TradFi meets DeFi? Thanks @StanChart @renemichau for a great panel with @Ripple!
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what’s the last token you bought? please tell me I need to know
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Great talking CLARITY with @LindaLacewell @okx today @DigitalChamber 🙌 incredible how far we’ve come! 🇺🇸
everyday I wake up there's a new @moonpay announcement