Direct lending, securitization, and fintech-originated receivables are markets traditional finance has already built into the trillions. Where Maple's new strategies fit into that opportunity ↓

Lenders and allocators already trust Maple with billions in institutional lending, and are asking for more range without giving up the standard. Why Maple's widening the allocation engine rather than adding it elsewhere ↓

The Maple Memo just dropped. @syrupsid's latest take on why we're adding new allocation strategies: Lenders and partners already trust Maple with billions in institutional lending, and meeting that demand means widening the allocation engine so capital can reach a wider range of strategies. Full Memo ↓

Arc x Maple syrupUSDC is live on @Arc from day one. What it unlocks: → An institutional lending market on Arc at launch, backed by ~$1B deployed across institutional loans → Fintechs building on Arc can ship an earn product as an integration rather than build the credit engine behind it → A lending market alongside Arc's payments, FX, and tokenized assets from launch

ICYMI Lending has never really changed. What changes is who enforces it. Village elders, then the state, then ratings agencies, and now code that enforces collateral and repayment terms without needing to trust any of them. The next chapter was always going to look like this.

Wherever syrupUSDC deploys, the credit behind it doesn't change: Institutional loans, overcollateralized and onchain. It carries ~$1B deployed across institutional loans, now live on @arc too. Yields are variable and not guaranteed.

Maple is adding three new allocation strategies to the largest institutional lending book onchain. → Direct lending secured by institutional credit and rated securities → Asset-backed securitization → The basis trade (a hedged spot-futures position) Capped at 5% of the deposit base at launch. Overcollateralized lending remains the majority of the book. Full details in the article ↓

the growth of stablecoins is going to significantly increase the lending share held by non-banks/shadow banks. by making it easier to move money there's less reason to hold it in checking accounts where you get paid zero and the bank keeps the entire spread. when you can move money into different fixed income products as easily as sending an email (or have an agent do it for you -> FSD money), a huge amount of funds will migrate over to fixed income/private credit products. the TAM of onchain direct lending and private credit will be multiples larger than the tradfi version today. @maplefinance

Reflect's first tranched market is open for pre-deposits, built on syrupUSDC. syrupUSDC is the yield bearing asset issued by @maplefinance. This market splits exposure into two tranches, each with a different risk and return profile. Deposit here:

Maple Finance built an API that lets any fintech run a lending business. It starts with crypto-backed loans, because fintechs already hold the required collateral in their users' wallets. "Your customers hold Bitcoin. They're going to be able to start to borrow against that Bitcoin." "As you start to get into further tokenization of assets, people holding equities and other assets on-chain within their fintech experience of choice, you can start to add more and more lending against those assets before you start to get into the cash flow loans." @joe_defi, Co-Founder & Executive Chairman of @maplefinance

"USDT is the offshore remittance and trading rail for much of the world." – @syrupsid, our Co-Founder & CEO, on Tether's strategy amid new stablecoin competition, in Sandmark. Full piece:

Fintech is the distribution channel, and Maple is the credit engine behind it. That's why we'll be at Finosummit in Mexico City, September 23–24. On the agenda: Meetings with fintech and financial institution partners building the next wave of onchain distribution across Latin America. Reach out if you want to meet.

@syrupsid told me how he managed to grow @maplefinance after calling out “DeFi is Dead”. What is dead? According to Sid. It is the 2021 version of DeFi: wallet connections, token incentives, users manually combining protocols, and layers of smart-contract risk. Listen in!

Live Thursday August 20th 12:00 PM ET / 9:00 AM PT. - @bruncko, @Schuman_io - 12:30 PM ET - @SirDigitalDan, @CoinflowLabs + @samiam2194, @CMT_Digital - 1:00 PM ET INCLINE, presented by @breezedotcom - @neburo, @TenderlyApp - 1:30 PM ET - @joe_defi, @maplefinance - 2:00 PM ET The agenda: Schuman Financial - EURØP is a euro stablecoin issued under a French ACPR licence, with reserves held at Société Générale and audited quarterly by KPMG. We are getting into what a regulated euro rail actually requires, who is holding it today, and what has to change for euro stablecoins to move past 0.22% of the market. Coinflow + CMT Digital - Coinflow closed a $25M Series A led by Pantera in October. CMT has backed them since the 2023 pre-seed and led the seed. Last month the two of them co-hosted Chicago Stablecoin Day at Coinflow's own office, and we want to know what that room surfaced. Tenderly - Nebojsa Urosevic co-founded the simulation layer that models a transaction against live chain state before it is sent. In March they shipped an MCP server so AI agents can run that check themselves, and wrote that a hallucinating agent onchain costs users real funds. Onchain there is no undo, which matters a lot more when the thing pressing send is software. Maple - Joe Flanagan has said their internal risk monitoring platform will start to become more agentically run: AI simulating market conditions to predict the likelihood of margin calls and liquidations, with Maple setting the risk framework and agents running it in real time. $4.6B in institutional credit onchain. Have questions for the guests? Drop them below