4.99. It's back! This week, 300 Opendoor homes will carry a 4.99% rate on a 5/6 ARM for qualified buyers, as part of Opendoor Drops. We will have a new set of homes every Thursday!

Got my pre-approval and the process was incredible and seamless. Loved the Plaid connection & ease of manually adding other assets. Also appreciated that it seemed to acknowledge my startup equity shares much more than other lenders. Y'all truly get it. Excited to finish out the process once i get an accepted offer

It's been a historically bad month and bad week for mortgage rates. Today's movement is in the top 5 one-day deteriorations since 2011. A mortgage rate with zero points yesterday now requires approximately 1.2 discount points to lock. This is why we are building Opendoor Home Loans - to help Americans buy homes.

BREAKING: Pod 6 is live. The sixth generation of our intelligent sleep system, redesigned for every kind of bed. ✅ The new Hub is small enough to fit under your bed frame ✅ More powerful than ever ✅ With 9x more sensors for enhanced accuracy ✅ In new Solo sizes, at our lowest starting price yet This is our most significant hardware launch to date, and our most accessible. Available now at

Databricks' @alighodsi says "Right now the existential risk is close to zero." Why he thinks the public doom talk is irresponsible: "Leaders have responsibility to not freak people out unnecessarily unless there's really, really good reason." "Talking about these kind of existential risks and scenarios where all of humanity's gonna be wiped out, I think is irresponsible. It can tip a lot of people over, and it can cause a lot of mental health issues." "If there is an actual reason for it, that's a different story. But I think that right now the existential risk is close to zero. So why freak everybody out? It's not actually needed. There are risks. We'll get into it. That's probably where we disagree." "First and foremost, I think leaders should not freak everyone out." "If there's technical nuances in how we're doing AI research, researchers can discuss that. You don't need to every time go on TV and blast on Twitter to millions of people that 'I think there's like this 10% risk that all humanity is gonna be wiped out.'" "I think it causes a lot of harm for a lot of folks who get stressed out and actually are not in the nuances of all of this stuff and what it means." @alighodsi @sarahdingwang @martin_casado

The book, HR Approved Way To Say Things I Can't Say Out Loud At Work, has become quite popular among Opendoor leadership. People just send screenshots of pages from it in Slack. @vu0tran, this morning, in Slack.

Muse is quite good. I recognize the complexity of what I am asking for but I'd like it to be on my side of the wall on all e2e encrypted matters. It is too under-permissed otherwise. If I have to move my entire compute into Meta's Secure VM, I will.

Regulation destroyed the nuclear power industry entirely in this country. Boeing hasn’t launched a new airliner in 22 years—but regulation didn’t prevent them from screwing up the 737 MAX and killing 346 people. Regulation doesn’t prevent the safety problems it allegedly solves. It just allows the incumbents to be fat, lazy and dumb—and to operate as if they are branches of the government.

If you have time and can, take a minute to pray for the men and women that lost their lives on 9/11 and for all the men and women that have lost their lives since to defend our freedom. Freedom isn't free.

Yesterday we launched Nu for the US, and announced Nu Global to the world – giving high yield, free remittances and the simple interface that have made Nu be loved (fanatically!) by over 140M customers. From Brazil, to the US, to 35+ markets – we're building the world's most loved bank. Come join us –– it's still early

PISA results are out: The reading scores of American 15-year-olds are near their lowest point in 25 years American math scores are also among the lowest since the test began in 2000 Only 8% of American teenagers scored at the highest levels in math on the PISA, compared with 37% in Singapore, 23% in Korea and 22% in Japan The share of American teenagers who failed to reach even a basic level of proficiency in reading and math has risen over the last decade

This was my thought re Grok 4.6. It seems to be able to go out and gather quite a bit of data, bring it back, model it, and building financial models that are quite good. It feels like many models in general are getting much better at this task.

I am building an Apple HealthKit app to just export all data from Apple Health (therefore all the other apps!) and put it on the cloud so my agent can read form it. I can't believe there is no off the shelf version of this yet and there is no connector.

Opendoor Home Loans is out of beta. Six mortgage options are now available: 30-, 20-, and 15-year fixed-rate mortgages, plus 5/6, 7/6, and 10/6 adjustable-rate mortgages. Available for any home purchase in markets where we’re licensed. Read more: