Best AUSD Yields live right now, i kept the biggest ROE for the end.
But first — why AUSD?
$AUSD by Agora is backed by short-duration T-bills and overnight repos.
Managed by VanEck. Custodied at State Street.
Bankruptcy remote. No commercial paper. No MMF exposure.
Paradigm just led a $50M raise.
This is one of the cleanest dollars in DeFi — now yield-stacked on Monad.
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What is earnAUSD?
Built by
@upshift_fi, curated by Gamma Research.
Deposit AUSD or USDD → receive earnAUSD.
Routes yield across Monad lending markets + DEX LPs.
Yield auto-compounds. ~15.74% APY natively.
Largest stablecoin vault on Monad.
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@pendle_fi (Monad, 103 days):
PT-earnAUSD → 11.17% fixed | YT-earnAUSD → 281% Long Yield
PT-AUSD → 6.82% fixed | YT-AUSD → 271% Long Yield
Agora committed to incentivize YT markets. Both PT and YT profitable.
earnAUSD:
AUSD:
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Loop PT on
@eulerfinance:
PT-earnAUSD / AUSD → Max ROE 37.08% at 8.32x
PT-AUSD / AUSD → Max ROE 22.32% at 9.99x
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@Curvance:
earnAUSD / AUSD → 8.68% | Max ROE 22.94%
PT-AUSD-8OCT2026 / AUSD → 7.08% | Max ROE 36.44%
@MorphoLabs:
Supply earnAUSD (~15.74%), borrow USDC at 6.82% | Max ROE ~96% at 10x
91.5% LTV — room to size up.
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Safe base. Stacked yield.
Most people in DeFi pay for their education with bad positions. I found a cheaper way: