We're honored to welcome @ja_akinyele ,Senior Director of Engineering of @Ripple. Ayo Akinyele is the Senior Director of Engineering at Ripple, where he leads the development of AI, privacy, scalability, and institutional-grade infrastructure for the XRP Ledger. With more than 10 years of experience in applied cryptography, blockchain, and privacy-preserving technologies, he is driving innovation to advance the next generation of decentralized finance. Want to stand with the leaders shaping the future of XRP? Join XRP Seoul 2026 as a speaker or sponsor.👇

✨ SingHacks 2026 is back, in person in Singapore, 4–5 September 2026! Teams will build against real challenges from the region's fintech and payments infrastructure, with the top builds splitting a $10,000 prize pool and direct visibility with the sponsors backing the challenges. @RippleXDev and @juliusbaer are official anchor sponsors of this year's edition, bringing their network and challenge input to the weekend. Mission+, @staple_ai , HeyMax, @Unlimit_com, and @t54ai join as partners, supporting builders throughout the two days. If you're building in fintech, payments, or digital assets and want two intense days with the people shaping this ecosystem in Singapore, this is where to show up. Registration is open now. ╰┈➤ #SingHacks2026# #SingHacks# #FintechSingapore# #Singapore#

Excited to share that xrpld 3.3.0 is now available for the XRPL community to review! The release includes support for five proposed amendments that, if approved, would continue expanding the XRPL's capabilities for tokenized assets and real-world financial use cases. These proposals strengthen capabilities around privacy, settlement, operational controls, and asset management that become increasingly important as more financial assets move on-chain. As always, these amendments are not yet active. They will only activate following validator approval through the XRPL amendment process. Whether you're building on the XRPL, issuing tokenized assets, running infrastructure, or simply following the ecosystem, I encourage you to take a look. And if you run a validator, please review the release notes and specifications before voting. Let's build! 🚀

Security PSA: Phishing attempts and fake giveaway posts are becoming more common across 𝕏. Be careful with posts you’re tagged in and accounts impersonating people or organizations you trust. Ripple is not running an “XRP Rewards Scanner” or offering unclaimed XRP through a wallet scan. Screenshots claiming otherwise are fake. Always verify posts through official channels before clicking a link or connecting a wallet. Never share your secret key or recovery phrase Review every transaction before signing. Please report impersonation and phishing posts to 𝕏. More information:

If you've ever tried to get three people to sign the same document at the same time, you already understand the problem this proposal is trying to solve. The XRP Ledger has supported multi-signature transactions for years. Multiple people can authorize an account, and a transaction only executes once enough approvals are collected. The challenge isn't the signature generation. It's coordinating them. Today, that coordination happens entirely off chain. Someone creates the transaction, shares it with every signer, collects signatures, assembles them, and submits the final transaction. That person becomes the single point of failure. If they go offline, lose a signature, or make a mistake, the whole process can stall or start over. The On-Chain Cosigner proposal moves that coordination onto the XRPL itself. A transaction is posted on the ledger as a proposal, and each signer adds their approval directly to the same object. The ledger validates every signature as it arrives. Once quorum is reached, the transaction is already fully signed, and anyone can submit it. No coordinator. No manual assembly. This is especially useful for institutions, custodians, and treasury teams where multiple people, or even multiple organizations, need to authorize the same transaction. The proposal is also designed to complement other work in progress, including batched transactions and lending flows that require approvals from multiple parties. Huge credit to Shawn Xie (@ShawnXie52472), Zhiyuan Wang, Chenna Keshava B S, and Mayukha (@msvadari) for putting this proposal together. We welcome community feedback!

⏰ 72 hours left. Applications for the Brinc and @Ripplexdev's Hong Kong Financial Innovation Program close in three days. If you're building in payments, AI-powered finance, tokenization, digital assets, enterprise blockchain, or financial infrastructure, this is your opportunity. Access mentors, strategic partners, investors, ecosystem support, and the opportunity to apply for non-dilutive grant funding. Three days. One application.. Apply now → [

The XRP Ledger and XRPL EVM Sidechain are now live on Axelar App, unlocking new routes for multiple assets to move across chains without friction. Supported tokens: XRP, SHx, USDf, SOIL, WETH, WBTC, mBTC, mTBILL, mXRP.

XRP now has institutional credit rails on Ethereum mainnet, enabled by @FlareNetworks. FXRP is live as collateral in @SentoraHQ's RLUSD vault on @Morpho — supply FXRP, borrow RLUSD, permissionlessly. A milestone for $XRP in institutional DeFi 🤝

MARKETS: OSL Group, a publicly listed exchange regulated by Hong Kong's Securities and Futures Commission, becomes the first licensed exchange in the city to offer retail $XRP trading.

For builders attending Swell, there’s an opportunity to start the week by shipping something on XRP! @xrpl_commons and @XRPLF are hosting a 36-hour XRPL Hackathon in New York, October 24–25, the weekend before Swell. Explore four tracks spanning protocol innovation, agentic finance, lending and borrowing, and an open category. Explore the hackathon: Then join us at Swell, October 27–29:

If you're building on the XRP Ledger, @xrpl_commons new Grants Program is worth checking out. With programs supporting builders at different stages, from early development through growth, it creates even more opportunities to build on XRPL. Learn more 👇

INSIGHT: XRP Ledger has passed 1 million agentic transactions, with RippleX's head of engineering predicting it could hit 100 million within two years as AI agent payment infrastructure accelerates.

Agentic economy on the XRP Ledger is on the rise. Over 1.4 million agentic transactions already settled through t54's x402 facilitator on the XRPL. Track everything on

When I think about where agentic payments are today, it reminds me of the early days of cloud infrastructure. The potential was obvious, but the tooling and standards were still coming together. It feels similar today. As AI agents become more capable, they'll need payment infrastructure that's just as seamless as the way they already exchange data. That's exactly the kind of infrastructure the XRP Ledger (XRPL) was built to provide. Crossing 1M agentic transactions on the XRPL is an exciting milestone, but I believe we're still in the early stages of what's possible. Really enjoyed talking with @RT_Watson about where this is headed.

"Issuing and distributing a bond on-chain is only the first step. The larger opportunity is what happens afterwards: institutions gain the ability to borrow against tokenized assets they hold, and those assets reach a broader pool of investors through open, programmable distribution channels. Lending is the primitive that unlocks both." The article from @Forbes Georgia highlights our technical engagement with the @XRPLF to build compliant credit protocols, as well as our work establishing the first central-bank-supervised tokenized securities framework in the region. Read the full article here 👇

1/ Everyone seems to be waiting on the Fed these days. The builders aren’t. Three things shipped in the XRP universe over the last two weeks. None of them needed a rate cut. 🧵👇

XRP/RLUSD 24h volume is now showing $7.3M on the XRPL DEX. Trades can route through the order book, AMM, or both, depending on the most efficient path. Transaction metadata shows what liquidity was used. Source: