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John Collison
@collision
Co-founder of @stripe.
1.4K Following    238.6K Followers
There are plenty of airshow accidents (with crowd fatalities) to study and the Blue Angels have a 10% career fatality rate. You can both celebrate military aviation and require following rules that are written in blood.
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One second you’re getting a nice tan, the next second the Blue Angels are buzzing by 5 feet from your head 🇺🇸
The share of solopreneurs earning over $1M in revenue has more than tripled between 2021 and 2025.
It’s really good — feels like the moment where the voice modality for AI apps will finally take off. Upgrade to the latest version of the ChatGPT App to get it. (Also great launch video.)
Introducing GPT-Live, a new generation of voice models for natural human-AI interaction. Rolling out in ChatGPT starting today. You’ll want to turn the sound on for this one.
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Our intern just built the first zero-person company. Listen's agent ran a loop: - Interview users - Build - Test with real people - Fix issues - Repeat 2,000 interviews and 100 concepts later: an app with 100s of paying customers. Here’s how it works:
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I've been enjoying Victoria Whitworth's new work, The Book of Kells: Unlocking the Enigma. I've actually never seen the Book of Kells in person, somewhat to my embarrassment. I've been doing some reading about the origins of Christianity this year, however, and I figured I should know something about the most famous Irish manuscript. (Perhaps the most famous manuscript, full stop.) Reading the book, I was struck by how much the contents have suffered over the past ~1200 years (enduring everything from water damage to reckless malfeasance in attempted nineteenth century restoration), and I wondered whether AI could help give a sense for how the work might originally have appeared. I downloaded the Internet Archive's PDF and asked my friendly neighborhood agent to use gpt-image-2 to render each page the way it imagines it might have originally appeared. Remarkably, this all worked with a single prompt, with the agent spinning up 48 workers, since each page took a minute or two. (I'm sure that someone wiser than me could prompt the model better, ensuring somewhat more historical accuracy in color restoration and so forth. There is no gold leaf in the Book of Kells!) This part of the project went from conception to completion before I'd finished my morning coffee. I then wanted some easy way to view the results online, so I asked Stripe Projects ( to host the result on Vercel. That also worked in basically a single prompt: I also figured that people might want an easy way to download the full PDF of updated images, but it's a large (~200MB) file, so I decided that I should charge $0.10 to cover bandwidth costs using @MPP. I asked my agent to set this up, and it basically worked smoothly, though I had to tell it what MPP is (I guess it's not yet in the pretrain) and also manually set up the Cloudflare account that actually hosts the PDF and configure the API key. (Vercel seemingly has a 100MB limit.) The purchases now show up in my Stripe account alongside all other activity. The site now has a ready-made agent prompt for anyone who wants to download the whole thing. I'm guessing that we'll see a lot more UIs like this in the future. I remain pretty intrigued by the intersection of agents, micropayments, and stablecoins. I don't know much about managing crypto wallets from the CLI, but now AI can do that for me, while Stripe seamlessly handles turning it all back into fiat. So what is the moral of the story? • Whitworth's book is very good, and you should buy it. • The Internet Archive continues to be wonderful and a civilizational treasure. • While there are rough edges, setting up third-party services via the CLI now basically works. I'm pretty sure I wouldn't have bothered with any of this if I couldn't have outsourced almost all of the work to AI. • The image models have gotten very good. • There will probably continue to be all kinds of interesting applications of AI to history. (The Vesuvius Challenge of course being a shining pioneer.) • These days, I often find myself building single-use sites for things I'm learning or for books I'm reading. I think this is a cool new category of software.
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Delighted to partner with Visa, Mastercard, Coinbase, Cloudflare, Google, and many others, to introduce Open Standard, a new stablecoin designed for scale:
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RT @stripe: There are many important products (public goods!) that would improve the world but don’t exist because the commercial motivatio…
We're launching Intercept, a new philanthropic initiative to fight respiratory viruses like colds and flus.
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Very early experiment but I think this will be cool.
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Delighted for @eileenomara to become Stripe’s Vice Chair and @tybryson our Chief Revenue Officer. The internet economy is entering a period of significant change. Eileen will work with policymakers, officials, and leaders at Stripe’s customers and partners to advance entrepreneurship and increase economic dynamism globally.
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After seven extraordinary years building Stripe's go-to-market engine, I'm stepping into a new role: Vice Chair of @stripe. As Vice Chair, I'll represent the company with business, government, and policy leaders around the world, alongside @patrickc and @collision. The internet economy is at an inflection point. Governments, regulators, and multilateral bodies are making once-in-a-generation decisions about how digital commerce is regulated and enabled—decisions that will set the operating conditions for entrepreneurs for decades. Stripe serves millions of businesses in nearly every country on earth. We have both the standing and the responsibility to shape those decisions. That's what I'll be doing: engaging heads of government, trade bodies, and global business leaders to advocate for decisions that advance entrepreneurship and increase the economic dynamism that too many parts of the world have been starved of. I've spent the last 25 years of my career building things, teams, markets, relationships. This next chapter is about using all of that on behalf of the businesses that trust Stripe to power their growth. As I start this new role, I'm delighted to have @tybryson take over as Stripe's Chief Revenue Officer. Tyler brings two decades of experience building, scaling, and leading revenue-generating teams and has had a tremendous impact leading our Americas business. He knows our customers, understands what they need and we’re all very excited for his leadership as Stripe’s CRO.
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Ireland has ended up a vetocracy.
Breaking: Manna to cease drone delivery flights in Ireland, blaming planners and regulatory haze. Will focus abroad (incl US, UK, Europe) instead, it says. Jobs likely lost but R&D centre will stay in Dublin
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First day on the job and the CEO already trusts me to go get apple gift cards for him
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Congrats @destraynor, @eoghan and the entire Fin / Intercom team! Very well deserved for impressive execution.
We’re excited to share that we just signed an agreement for @salesforce to acquire @fin_ai for ~$3.6B. The transaction is expected to close in the fourth quarter of Salesforce’s fiscal year 2027. Fin started as Intercom 15 years ago. We changed our name to cap our transformation just weeks ago. We were a darling of the SaaS era and invented so many of the patterns you see in software today. Nearly four years ago, in need of a reboot, we jumped on weeks-old modern LLMs to create and define the category we know as Customer Agents today. Salesforce invented modern software and SaaS. And @benioff is like the final boss of tech founder CEOs. In seat for 27 years, he’s one of the last of his era. Still pushing, pivoting, placing big bets. It’s a privilege for @destraynor and I to get to partner with him and join forces with Salesforce upon close at this most fascinating time. And will be very fun to get their help bringing Fin to magnitudes more consumers. To our customers: Over the past few years we’ve been shipping intensely. Including recently our groundbreaking model, Apex, and our paradigm-defining internal agent, Operator. With the resources of Salesforce this will only accelerate. And yet little will practically change. I’ll still be CEO, Des will still be running R&D, we’ll both still be committed to continuing to lead this category. Thank you very sincerely and deeply for your belief in us. To all of our friends, our families, and our employees, past and present: While this is not the end, it is a major, pivotal, special, and emotional moment for us. From the bottom of our hearts, thank you. For everything. To my cofounders, my exec team: Look what we built. Four young lads with a dream and nothing to lose. And a home grown exec team who pulled off the greatest and arguably only late stage software company pivot to AI, and invented one of the most important categories in AI. Thank you for sticking through all of this with me. And now, time to get back to work. See you at our next product launch in a couple weeks. (:
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seems like an overreaction. it’s just an $85B offering and they do need to ramp capex to remain competitive. the dilution is minimal
Me: “Can you please print this black and white document?” My printer: “Whilst my cyan is depleted? Are you insane?”
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.@Collision is bullish on two types of people: high-agency individuals and double majors. "There are two categories of people I would be super bullish on right now and I think will do incredibly well over the next 10-20 years. First, high-agency people. The people at Stripe who have been talking to customers and know exactly what we should do. It's the people who have that pep in their step and want to go make Stripe better. They are so much more empowered thanks to AI." "The second is double majors. I think if you understand software and understand finance, or if you understand software and understand marketing, you now can go massively improve the entire marketing funnel for your company. Now, one person can do what would have taken 20 people dredging through all these systems." "Charlie Munger talked about the importance of being multidisciplinary and multidisciplinary thinking. He thinks getting a functional understanding of many disciplines is not that hard. You can just go read the books now or you can talk to your AI about it. I think multidisciplinary thinkers are going to do incredibly well."
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At Stripe Sessions, we showed how we think agentic commerce will often happen behind the scenes in the course of producing other final products. Here, we show our Claude Code using MPP and @tempo to buy a dataset from @alpha_vantage in the process of generating a research report for me on AI energy usage.
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We've been thinking a lot at Stripe about the Coasean lens on AI: - The obvious near-term effect is reduced transaction costs within companies: shared context, systems of record, aligned incentives etc. - But inter-company transaction costs also reduce sharply: agents are great at discovery, make it trivially easy to integrate; make contracting much more straightforward; agent-to-agent commerce. - On net, we think second effect bigger in medium term: fewer people per firm, more output per firm, just more firms, and more coordination happening through market-like mechanisms
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Your honour, I think this should be allowed.
another reporter's laptop sound went off as the jurors were entering, this time someone who was watching stripe sessions at the same time of the trial (!?) i will spare their identity out of camaraderie
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